You have to be frugal and if you're not a saver now, it's going to be very difficult.

I think early retirement is achievable for anyone who seriously wants to do it. It just may mean you have to cut back on how you are spending your money.

People often underestimate how much money it takes to live in retirement.

Some people don't have really expensive hobbies and just want to take one nice big vacation a year, especially if their families are nearby.

It's not that the rich have become frugal,

Small, slow growth is the best I expect from an investment. I'm a real saver: frugal - like my parents.