You had better be prepared for a high degree of vetting and disclosure as to who you are and what your source of income is and your source of funds are.

The misnomer or the misperception out there is that banking countries such as the Bahamas, the Cayman Islands and Jersey are black holes. It is just not true,

It's mandated by the state ? we had to use a lot of our surplus and it affected keeping our taxes down. It's not bad when you think that last year taxes went down six (cents).

Without the budget, things suffer ? teachers can lose jobs and programs can be taken away. It's not just a matter of trying to get taxes down ? that's part of it, but that's just one part of it.

Everyone is in competition with one another. We want to give you a reason to make Carolina Place the mall of choice.

Substantial financial institutions on the ground (is important). I would never recommend to a client a small bank that has no affiliation with a larger institution.