You don't know what you don't know

Tip #3: Taking the Next Step(s)

When a man retires and time is no longer a matter of urgent importance, his colleagues generally present him with a watch.

I don't know about that, the relevant ministry would be better positioned to tell you about the retirement.

Save for retirement. Start from your first paycheck.

If you're doing retirement planning you realize it's a long-term venture. If you have some extra money, now is the time to buy something for 20 years form now.