You can make a lot of money by doing tobacco tax evasion.

Most of them are looking for a quick buck.

We've recognized that this is an organized crime issue, We have multiple individuals who are involved in a scheme that doesn't last two days, or two weeks... but potentially a year or multiple years and they work together to avoid the taxes and to take those profits that should be going to the state and keep the money for themselves.

If you are buying untaxed tobacco products, we will find out who you are, and you will either be facing a criminal investigation or substantial assessment from the department of revenue.

They have the money. It's a ruse.

If you know you're going to put $3,000 into an IRA, or money into a dependent care account or flexible spending account, add that up. Every time you reach that exemption amount, add another allowance on your W-4.