[With the report now out, rates could come up even more.] Most lenders will increase rates by a quarter to three-eighths of a percent today, ... Remember, rates move up of a lot faster than they come down.
Anthony Hsieh
Related If rates move up, housing will move down. But as long as we see relatively low interest rates and em... GREGORY GIEBER People who calculated what they could afford when rates were 5.25 percent have realized their mortga... ANTHONY HSIEH Supply and demand continue to drive this market out here, more so than interest rates. Interest rate... DAVE NASH European production could pick up in the first quarter, with Germany doing better than its neighbors... JOERG KRAEMER It's a healthy increase. It shows the retail sector is not on the brink of falling off a cliff. I st... ALAN CLARKE I think the Fed is going to raise interest rates over the rest of this year. I think it will go up a... FRANKLIN RAINES by year's end, these questions will be resolved and interest rates will come down. DAN MCGOVERN This [confidence report] increases the likelihood [rates] will be moved down another [half percentag... WAYNE ANGELL The rates will increase in 2006, but the increase will be gradual. So, we don't expect a significant... JEFF MAJEWSKI To grow faster, interest rates need to go down more. JASON VIEIRA If we drop the rates today, and the price increase continues, then in a very short period of time we... ELIA GERMANI Card rates are rising faster than the rise in general interest rates. JUSTIN MCHENRY Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a... AMY CUTTS Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a... AMY CREWS CUTTS Taking into consideration the fact that mortgage rates have fallen from the earlier peak at the end ... FRANK NOTHAFT This report will not change the Fed's view on the inflation outlook -- they will keep rates low for ... SHERRY COOPER What you'll probably see is things like lines of credit move up a bit, variable rate mortgage rates ... LINDA SIMS Investors will continue to look closely at U.S. macro data for any sign that growth may disappoint o... ROSS TEVERSON Stronger regulation and supervision aimed at problems with underwriting practices and lenders' r... BEN BERNANKE The end of the housing boom doesn't mean the end of house appreciation. Instead of going up 20 perce... ARA HOVNANIAN It's the kind of market now where (investors) have to get out -- to lighten up, ... Interest rates a... ELLIOT SPAR We've seen about 70 percent read accuracy when scanning bar codes on bags traveling down a conveyor.... DAVID BOURGON Overall we're in a very good situation; I don't think interest rates will be going up. Greenspan is ... GREGORY SMITH That could cause the Fed to raise rates faster. GERALD COHEN Most people expect that the Fed will hike short-term rates more than the 10-year (yield) will go up ... JAY BRYSON They have already raised (rates) a couple of times. It's not a lot, but it adds up. JOHN MILLER It's a hidden tax that's very easy to raise and it's frighteningly efficient. Even a 1 percent incre... DANIEL MITCHELL Could you imagine reducing our fatality rates by 60 percent? PAUL PATE All forecasts are for interest rates and mortgage rates to go up a little bit again this year. It co... KATHY DECK I think the Fed still has no other choice but still to raise rates. I know that there's some rumors ... MARC GABELLI This move doesn't mean [there will be a] fundamental change of [the] yuan exchange rate formation me... HU XIAOLIAN Rates are still going up here, and rates are going down abroad or are beginning to ease. BOB DOLL Even with interest rates going up, housing markets will remain healthy going into 2006. DEREK HOLT The bond markets got a little ahead of themselves, causing yields to rise too quickly over the past ... AMY CUTTS The bond markets got a little ahead of themselves, causing yields to rise too quickly over the past ... AMY CREWS CUTTS Markets are now focused squarely on inflation. Will it follow the great growth we've seen and force ... JOHN AUGUSTINE Markets are now focused squarely on inflation, ... Will it follow the great growth we've seen and fo... JOHN AUGUSTINE Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort... FRANK NOTHAFT Whenever rates go up a little bit, some people aren't going to qualify. But buyers are better off be... MICHAEL CONWAY The market is worried that the Fed might continue to raise rates for longer than what was previously... RICARDO AMORIM My expectation is the general trend of the next few quarters is for profit growth rates to come down... DORSEY FARR Interest rates have come down a long way and probably will go down further, ... is managing the peso... GEOFFREY DENNIS Say the RBNZ cuts interest rates three times, which most agree would be aggressive, you still have N... ADRIAN FOSTER At the moment there is not a broad-based systemic inflation problem bubbling up in the economy. The ... JOSEPH MCALINDEN As long as housing prices don't go down, consumers have more equity they can borrow against. If mort... PETER MORICI It is going to be a Fed week. The market is 100 percent in sync with a quarter of a percentage point... ENRIQUE ALVAREZ People are complacent about interest rates now. There is a risk that the emerging strength of the da... BILL EVANS It's a big line item for tenants. As a result, people are more curious to find out when an owner's p... BOB CROMWELL We expect those room rates to increase another 6-8 percent this year. GIOVANNI ANGELINI Judging by market rates, there is a 70 percent probability of a rate cut by March. ANDREW CHAVERIAT This is going to cement the case to hike interest rates. The numbers do nothing to alter the stance ... COLEN GARROW It's sort of like a teeter-totter; when interest rates go down, prices go up. BILL GROSS Richard has a perfect storm of a problem, ... If rates go up, his appraisal business could go down, ... BOB RYAN Today's retail sales report does not alter, in any way, our expectations for the Bank of Canada to c... CARL GOMEZ The Fed's decision to increase rates by half a percentage point will have a moderate, momentary (neg... GERARDO COPCA Now that rates are moving up, we're seeing more aggressive offerings from banks. BOB HUGHES If inflation is brought down, interest rates will fall. Once rates fall, we have the opportunity to ... PIYUSH GOYAL Studies on interest rates charged by the Mafia in New York City in the 1960s found an average rate o... CHRISTOPHER PETERSON Gasoline [supply] remains in deficit and with relatively low utilization rates, could point to a gro... MICHAEL FITZPATRICK People feel the growth is there whether you push rates up to 6.50 percent or 6.80 percent. TERRENCE GABRIEL Everyone of us will pay lower insurance rates because when more people buy into the system, the rate... DOUGLAS HELLER Long-term mortgage rates will more than likely rise over the next few months, albeit modestly compar... FRANK NOTHAFT The reimbursement is less than half our customary rates, and those rates were lower than most pharma... WARREN HERNAND Brokers have gotten more savvy and more sophisticated, and found out ways to increase conversion rat... ERIC ANTONOW As we expected, mortgage rates moved upward a little in response to the current volatility in the fi... FRANK NOTHAFT There's nothing to be gained by saying anything right now, ... there's a lot of uncertainty... over ... DIANE SWONK With the import side holding up more strongly than exports for now, the Reserve Bank is unlikely to ... MICHAEL EVERY With 2001 revenue growth rates now expected to be in a range of 9 to 18 percent and earnings per sha... MARK ROWEN The rates will reflect this event but they won't go up because of this event alone. DAVID MAURSTAD At present there is a probability of just under 70 percent of the Fed raising interest rates to 5.0 ... GAVIN FRIEND It seems to us a 20 percent increase is absolutely achievable. It would be quite possible for (the m... ALAN HEAP We get spectators a lot. Most of the time when people come out they sit in the shelters out there. A... DAN FITZGERALD Moving by just [a quarter percentage point] or perhaps leaving rates unchanged has been made a lot m... ANTHONY CHAN Should that worse scenario materialize, then most probably our propensity to increase interest rates... MAREK BELKA It's a good move. It flattens the yield curve and brings long-term rates down. BILL HORNBARGER Higher tax rates, you get more casino, less resort. Lower tax rates, you get more resort, with a cas... JAN JONES Anytime rates go down, it's definitely good news for consumers, especially since rates are still muc... ERIN BIEHL Mortgage rates may inch up, but I don't see them getting back up to 8, 9 or 10 percent for a long ti... BRAD MONROE If inflation gets out of hand, the Fed will have to raise interest rates more than is envisioned rig... ALLEN SINAI Last Friday's unexpectedly weak employment report caused interest rates on long-term Treasury bonds ... AMY CUTTS Last Friday's unexpectedly weak employment report caused interest rates on long-term Treasury bonds ... AMY CREWS CUTTS We didn't see the big increase in Federal Reserve interest rates. I think that surprised a lot of th... ADAM MYERS The report is probably a shade on the weak side and it increases the chance that the Fed is more lik... CARY LEAHEY It's a very serious negative item on your report, on par with a tax lien or a bankruptcy. You will d... MAXINE SWEET Some companies (buying insurance) may be stunned by how much rates will go up. JAMES AUDEN Although mortgage rates have risen in the last two weeks, they are still below last year's annual av... FRANK NOTHAFT The ECB will come through with a cut, but it will wait to see what happens on the inflation front. T... BEN RUDD The report will probably prompt investors to imagine the era of low rates is going change soon. MAKOTO YAMASHITA This says to me that interest rates are firmly on hold. This economy is slowing down and there may b... ALAN OSTER Qwest was this high-flying stock with a huge multiple of cash flow, ... It's now buying two companie... BRUCE ROBERTS We have removed 44 lenders for that. We find out about it from consumers, other lenders or our own s... CHARLES COLLINS There is some risk to increase birth defects if you do a lot of outdoor gardening when you are pregn... EMILY OSTER We're coming off such a low base, higher rates will be more of a confirmation of an economic recover... JOE KALINOWSKI They won't now be accused of bowing down to political pressure if they do decide to lower rates. SHARON COOMBS It currently seems a pretty safe bet that interest rates will not change for several more months to ... HOWARD ARCHER The growth that the state is experiencing requires us to pursue increased investment. Given our obli... DAVE ESKELSEN Interest rates are going up - the only question is by how much. Yields will rise further. ALEX ROHNER We think the Fed will continue cutting rates, although less aggressively. We are expecting another [... BRUCE STEINBERG We may increase the property portfolio, but as interest rates change, other segments will look more ... BRUCE LEE There's a strong possibility that rates will harden in other areas as people move capital to the opp... DANE DOUETIL
More Anthony Hsieh
We've seen a dramatic pickup in these loans since rates starting going up, ANTHONY HSIEH If you own your own home free and clear, people will often refer to you as a fool. All that money si... ANTHONY HSIEH We love debt in America more so than any other country. ANTHONY HSIEH Over the last five years, credit scores have been refined to the point where they are now one of the... ANTHONY HSIEH [You may be able to get the best deal on rates and closing cots from your current lender.] But don't... ANTHONY HSIEH Clearly these loans aren't for everyone. Unless you've been disciplined about saving the difference ... ANTHONY HSIEH The lending industry is doing what it can to get a piece of the shrinking pie. You're going to see m... ANTHONY HSIEH But don't just call your lender out of the blue. See what others are offering and then go to your ow... ANTHONY HSIEH We did a million-dollar loan for one gentleman who got four round trip tickets on that loan. ANTHONY HSIEH Anytime the 30-year fixed rate goes over 6 percent, consumers start asking for an alternative produc... ANTHONY HSIEH [Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these da... ANTHONY HSIEH I have seen debt ratios as high as 70 percent or 80 percent. But somehow these people have found a w... ANTHONY HSIEH There seems to be a sense of urgency, especially among first-time buyers. We're seeing people in the... ANTHONY HSIEH From a fixed-income point of view, which I'm looking at, it's a little bit disappointing. We have se... ANTHONY HSIEH People who calculated what they could afford when rates were 5.25 percent have realized their mortga... ANTHONY HSIEH [Few people will argue that consumers haven't benefited from these changes.] Keep in mind that 20 ye... ANTHONY HSIEH The attractiveness of this product is flexibility, but that flexibility sometimes can get people in ... ANTHONY HSIEH Life is partly what we make it, and partly what it is made by the friends we choose. TEHYI HSIEH Lean too much on the approval of people, and it becomes a bed of thorns TEHYI HSIEH We asked ourselves what we wanted this company to stand for. We didn't want to just sell shoes. ... TONY HSIEH Action will remove the doubt that theory cannot solve PEHYL HSIEH For me, the most fun is change or growth. There are definitely elements of both that I like. Launchi... TONY HSIEH I don't want any political interference in criminal investigations by prosecutors. FRANK HSIEH The government can still have management control over Bank of Taiwan, but it can have participation ... FRANK HSIEH For national security considerations, we hope the opposition will approve the new bill as soon as po... FRANK HSIEH Please, it is meaningless for you [reporters] to continue your wild guesses, ... As time goes by, yo... 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ANTHONY ROBBINS Building a solid organ like the liver in the lab is different and harder than with an organ like the... ANTHONY ATALA Surmounting difficulty is the crucible that forms character. ANTHONY ROBBINS Quality questions create a quality life. Successful people ask better questions, and as a result, ... ANTHONY ROBBINS The single most powerful tool for winning a negotiation is the ability to get up and walk away from ... ANTHONY ROBBINS Personal power is the ability to take action. ANTHONY ROBBINS The secret of success is learning how to use pain and pleasure instead
of having pain and pleasure u... ANTHONY ROBBINS The higher your energy level, the more efficient your body The more efficient your body, the better ... ANTHONY ROBBINS It's in your moments of decision that your destiny is shaped. ANTHONY ROBBINS CANI! - (pronounced kuhn-EYE) stands for Constant And Never-ending
Improvement. ANTHONY ROBBINS Any time you sincerely want to make a change, the first thing you must do is to raise your standards... ANTHONY ROBBINS For changes to be of any true value, they've got to be lasting and consistent. ANTHONY ROBBINS I've continued to recognize the power individuals have to change virtually anything and everything i... ANTHONY ROBBINS And above all things, never think that you're not good enough yourself. A man should never think tha... ANTHONY TROLLOPE What we can or cannot do, what we consider possible or impossible, is rarely a function of our true ... ANTHONY ROBBINS All personal breakthroughs being with a change in beliefs. So how do we change? The most effective w... ANTHONY ROBBINS Beliefs have the power to create and the power to destroy. Human beings have the awesome ability to ... ANTHONY ROBBINS If you develop the absolute sense of certainty that powerful beliefs provide, then you can get yours... ANTHONY ROBBINS One of the better definitions of insanity - doing the exact same thing over and over and expecting t... ANTHONY KIEDIS Why after the dust settles, someone has to come by and blow at it, stirring it up into the air again... ANTHONY LICCIONE Believe me, It would be better if we didn't meet again. Go back to school. Go back to your life. And... ANTHONY HOROWITZ We are rich in hearts, but poor with love. ANTHONY LICCIONE Live life fully while you're here. Experience everything. Take care of yourself and your friends. Ha... ANTHONY ROBBINS When a man cannot choose, he ceases to be a man. ANTHONY BURGESS There are people that will give you time when it shines, then fade away when it shades. ANTHONY LICCIONE Even a rock moves on. ANTHONY LICCIONE I think of the friendships I've strained, the generosity I've exploited, the bridges I've torched. D... ANTHONY ERVIN It's not what we do once in a while that shapes our lives. It's what we do consistently. ANTHONY ROBBINS Every corner and room of a house will carry memories, make these the most pleasurable times you shar... ANTHONY LICCIONE Every problem is a gift - without problems we would not grow. ANTHONY ROBBINS I've wanted to feel pleasure to the point of insanity. They call it getting high, because it's wanti... ANTHONY KIEDIS There will always be haters. And the more you grow the more they hate; the more they hate the more y... ANTHONY LICCIONE To save face, it's better not to ask sex from the ex, but to give everything the axe. ANTHONY LICCIONE The aura of the theocratic death penalty for adultery still clings to America, even outside New Engl... ANTHONY BURGESS We all need money, but there are degrees of desperation. ANTHONY BURGESS The truth is that we can learn to condition our minds, bodies, and emotions to link pain or pleasure... ANTHONY ROBBINS Have a strong mind and a soft heart. ANTHONY D'ANGELO There is no greatness without a passion to be great, whether it's the aspiration of an athlete or an... ANTHONY ROBBINS Passion is the genesis of genius. ANTHONY ROBBINS