With so many uses made of credit report these days, it's vitally important that consumers regularly check them.

Sure, if you want your credit to be absolutely convenient, you would not select a credit freeze. But if you are a victim of identity theft, you would be happy to have that available to you. Ultimately, it is the only thing that will really stop identity theft.

Check your credit report. It won't stop this crime from happening to you, but it will minimize the damage.

The offence couldn't be described as sophisticated but it is serious because everyone uses a credit card these days,

It's really important to make sure everything in that credit report is accurate.

Consumers want something more inspiring these days.