With conditions as bad as they are, anyone who is near a flood zone who doesn't have insurance might find themselves in trouble.

It's been instrumental in helping us maintain that program, providing a heavy chunk of our operating budget for our second facility.

We shouldn't all be fixated just on what's not available. We should take a step back and look at the total that's available, because there's a mountain of information about us.

Some of these companies are going to have to look for creative ways to either get more cash, or perhaps to partner with somebody that has cash.

So I think instead of focusing on the competition, focus on the customer.

When I retired from active duty, I still felt that I owed something to my community. That's why I pursued education... I still miss the classroom and recall those days fondly.