When you prevent a carrier from charging an actuarially sound rate, it distorts the cost to the policyholder, the homeowner, of living in a catastrophe-prone area.
Eric Goldberg
Related The scientific method gives us
information by testing and repeating observable things so that we
can... LEWIS N. ROE Some people never take a chance and never know what it's like to live life to the full. CHLOE THURLOW You must save what you can of your life; you musn't lose it all simply because you've lost a part. HENRY JAMES You're full of contradictions, Ms. Wallace." I looked up at him and arched a brow. "I'm a girl... TAMMARA WEBBER The only way he could have her was to shatter this stubborn faith of hers. In doing so, would he sha... FRANCINE RIVERS If I provide for this life and turn away from the Lord, I am wise for a moment, but lost forever. FRANCINE RIVERS The only way he could have her was to shatter this stubborn faith of hers. In doing so, would he sha... FRANCINE RIVERS She wasn't bitter. She was sad, though. But it was a hopeful kind of sad. The kind of sad that just ... STEPHEN CHBOSKY So, I guess we are who we are for alot of reasons. And maybe we'll never know most of them. But even... STEPHEN CHBOSKY I love my mom so much. I don't care if that's corny to say. I think on my next birthday, I'm going t... STEPHEN CHBOSKY We Are All Infinite STEPHEN CHBOSKY (All the grief she had suffered over her lifetime had moulded her face into a mask of eternal sadnes... JEAN SASSON You can't just sit there and put everyone's lives ahead of yours and think that counts as love. You ... STEPHEN CHBOSKY I saw other people there. Old men sitting alone. Young girls with blue eye shadow and awkward jaws. ... STEPHEN CHBOSKY That one moment when you know you are not a sad story. You are ALIVE. STEPHAN CHBOSKY Somos quienes somos por un montón de razones.Quizás nunca conozcamos la mayoría de ellas.Pero aun... STEPHEN CHBOSKY Ambos dijeron que tomara asiento y parecían hablar en serio, así que me senté. STEPHEN CHBOSKY I know these will all be stories some day, and our pictures will become old photographs. We all beco... STEPHEN CHBOSKY So I guess we are who we are for a lot of reasons. And maybewe'll never know most of them. STEPHEN CHBOSKY So I guess we are who we are for a lot of reasons. And maybe we'll never know most of them. STEPHEN CHBOSKY There's nothing like the deep breathes after laughing that hard. Nothing in the world like a sore st... STHEPHEN CHBOSKY no more pencils, no more books, no more teachers' dirty looks, when the teacher rings the bell, drop... STEPHEN CHBOSKY I don't know the significance of this, but I find it very interesting. STEPHEN CHBOSKY Maybe it’s sad that these are now memories. And maybe it’s not sad. STEPHEN CHBOSKY When looking for evidence that something exists, it's silly
to start by assuming that it is impossib... LEWIS N. ROE Using the scientific knowledge that we
currently possess, we can take simple logical steps, backed b... LEWIS N. ROE I am often asked how it is that I am able to value people to such a deep degree. Apparently, I exhib... C. JOYBELL C. Now is everything Now is the essence Now is the focus Focus on the now For that ... KAREN HACKEL We begin to fight. The wind and I. Horns locked. Battling each other with elements. LAURA DOCKRILL You deserve to be with somebody, who knows you're the one, from that very first moment he lays eyes ... C. JOYBELL C. Creativity is not just thinking outside the box but living outside it. VICTOR SHAMAS I was very grateful to have heard it again. Because I guess we all forget sometimes. And I think eve... STEPHEN CHBOSKY I guess we are who we are for a lot of reasons. And maybe we'll never know most of them. But even if... STEPHEN CHBOSKY Well, you can't know it without something having been sneezed. A.A. MILNE We'll be Friends Forever, won't we, Pooh?' asked Piglet. Even longer,' Pooh answered.” ... A.A. MILNE We fall back into the past, we jump ahead into the future, and in this we lose our entire lives. THICH NHAT HANH To have the time to reminisce is one of the futures gifts. Don't think to much, don't live to fast, ... CALVIN WILSON We are the masters of our own destinies we shape and mould our lives into to the circumstances surro... GARY F EVANS... your best men are drunks and your worst men are locking them up, your best men a... CHARLES BUKOWSKI One must simply take the days of their lives as they happen. If you spend time worrying over what is... R.J. GONZALES the room of the spirit is the mind and the seat of the spirit is the heart. What we give room to muc... ERNEST AGYEMANG YEBOAH I'm fucking the grave, I thought, I'm bringing the dead back to life... CHARLES BUKOWSKI Reach out and help others. If you have the power to make someone happy, do it. Be a vessel, be the c... GERMANY KENT Beautify your breath – beautify your life. AMIT RAY To get over the past, you first have to accept that the past is over. No matter how many times you r... MANDY HALE When you live in the present, the past is forgotten & the future takes care of itself. MANDY HALE Don't you ever get the feeling that all your life is going by and you're not taking advantage of it?... ERNEST HEMINGWAY I have always wished the present to resemble memory: because the present can be flat at times, and b... LYDIA MILLET Don't let making a living prevent you from making a life. JOHN WOODEN All that the spider needs to complete its web is step taking ERNEST AGYEMANG YEBOAH We have the lowest average wage rate of any metropolitan area we compete with. This might sound good... BOB ABBERGER Love is a growing, or full constant light, And his first minute, after noon, is night. JOHN DONNE Smiling at death seems like a pretty bold act. And so I smile like a damned fool. EMM COLE A person who lives truly in present time is dependent on oneself only not on sycophants’ people. ANUJ SOMANY The Buddha told him, "When we sit, we know we are sitting. When we walk, we know we are walking. Whe... THICH NHAT HANH She plucked the blossoms from the bag and arranged them, one by one, in the water glass on her dress... SARAH JIO Tomorrow is tomorrow. Future cares have future cures, And we must mind today. SOPHOCLES To him, even the momentary was momentous. G.K. CHESTERTON You can clutch the past so tightly to your chest that it leaves your arms too full to embrace the... JAN GLIDEWELL Never give up on you. In order to make a difference you would have to somehow be different. JOHNNIE DENT JR. I was suddenly very aware of the fact it was me standing up in that tunnel with the wind over my fac... STEPHEN CHBOSKY The only perspective is to really be there. STEPHEN CHBOSKY I didn't feel like reading that night, so I went downstairs and watched a half-hour long commercial ... STEPHEN CHBOSKY Why is England manufacturing bigger and better airplanes and bombs and at the same time churning out... ANNE FRANK Wake up to a brand new day and realize why you woke up to meet the day! Live to the end of another d... ERNEST AGYEMANG YEBOAH No one should let yesterday use up too much of today. Easy to say, hard to live. ANDREA HAIRSTON May I never neither turn left nor turn right in my journey of life, but may I go straight to Christ ... ERNEST AGYEMANG YEBOAH Always Be Ready For Anything that Comes: Bananas, Chips, College, an Opportunity, so when it does yo... DANIEL OJEDA He brings the greatest conflict into the history of mankind. He will come soon to our world just lik... TOBA BETA She would tuck Sam into her heart, a bright light for her to take out whenever things were darkest. SARAH J. MAAS Life can only be understood looking backward. It must be lived forward. ERIC ROTH Empathy is the new measurement of everything. It doesn't matter what religion you have, what God you... C. JOYBELL C. Life can be tough & make you wanna give up. But baby keep your head up because you got all the time ... LILLIAN S. VILORIA If you want to conquer the anxiety of life, live in the moment, live in the breath. AMIT RAY Pursuit of contentment is not the pursuit of an elusive tomorrow; it is the celebration of today. In... MAJID KAZMI The role of the
Christian is to let other people know what Jesus has done, not to
think of themselve... LEWIS N. ROE Naturalistic atheism debunks itself. It
has no power to explain even some
of the most basic principl... LEWIS N. ROE It's important to understand that if
someone calls themselves a Christian, it does not automatically... LEWIS N. ROE Were you there?” She shook her head. “No. I was here in Nain having a child.” �... FRANCINE RIVERS His life seemed like a deck of cards, and in the midst of all those two’s and three’s someone ha... TEKOA MANNING As far back as history records people thinking, thinking people
have been befuddled by the mysteries... LEWIS N. ROE I just want you to know that you’re very special… and the only reason I’m telling you is that ... STEPHEN CHBOSKY I thought I would write a love letter. But then, I wrote a book." - Suzy Davies, on "Johari's Window SUZY DAVIES The Dream of a Queer Fellow I write the words again and they appear doubly pregnant with meaning. It... JOHN MIDDLETON MURRY If you have read this far in the chronicle of the Baudelaire orphans - and I certainly hope you have... LEMONY SNICKET The unfortunate thing is that, sometimes, we slip, but, fortunately, consciously or unconsciously, w... ERNEST AGYEMANG YEBOAH You silly," said Abdul, "those clouds don' mean nothing. I see'd them plenty a'ready. It was jus' co... THEO ENGELA Things were a little untidy, but what did that matter? It was possible to become the slave of things... ELIZABETH VON ARNIM To live in the present, you need to act or accept but never stay stuck. JOHN KUYPERS Obviously when you have an increase in violence in a certain area, we take it seriously, ... That pa... JOSEPH DOMINICK Anything that is exclusive will be accused of elitism; living one’s dreams will be called pretenti... FENNEL HUDSON The Marshall guitar amplifier doesn't just get louder when you turn it up. It distorts the sound... BRIAN ENO I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ... KELLY JONES Pain has creative power, Let the magic unfold... HENNA SOHAIL I watched him even then as he fell, his face undefeated, his eyes still proud NEIL GAIMAN What's the difference between people who see and seek gaps and those that see and seek bridges? The ... RICHIE NORTON I’d wish it were easier to not allow other people’s pasts to create my own present. JONATHAN HARNISCH He wept because he was afraid now that he could not save Gabriel. He no longer cared about himself LOIS LOWRY The mark of a real man, is a man who can allow himself to fall deeply in love with a woman. But the ... C. JOYBELL C. He had what he called just a small ration of tools: A painted book. A handful of pencils.<... MARKUS ZUSAK
More Eric Goldberg
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BILL GOLDBERG 'Bloom' is basically the idea that all flesh is grass, and that we can look at natural plant... KEN GOLDBERG Stress is basically a disconnection from the earth, a forgetting of the breath. Stress is an ignoran... NATALIE GOLDBERG Anytime I get down to Miami, it's a wonderful thing. BILL GOLDBERG As a father, you want the best for your son, quite obviously. You want to create the best memories f... BILL GOLDBERG Read books. They are good for us. NATALIE GOLDBERG Talk when you talk, walk when you walk, and die when you die. NATALIE GOLDBERG The correctness and quality of what you write do not matter; the act of writing does. NATALIE GOLDBERG A writer's job is to give the reader a larger vision of the world. NATALIE GOLDBERG Our job as writers is to listen, to come home to the four corners of the earth. NATALIE GOLDBERG That's very nice if they want to publish you, but don't pay too much attention to it. It wil... 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ADAM GOLDBERG There probably is ... zero risk of any of these pesticides in the food supply, ADAM GOLDBERG If at the end of the year you want to be in this race, you've got to start stepping up and getting w... ADAM GOLDBERG It's nice to get to work with a clear mind, ADAM GOLDBERG then you probably don't have to spray. ADAM GOLDBERG Oftentimes, ADAM GOLDBERG We actually might get a lot of letters and phone calls from normal society. ADAM GOLDBERG The only thing that could stop it now is action in Congress. ADAM GOLDBERG Well, my shrink's been trying to talk me out of that for many years. We used to have this discussion... ADAM GOLDBERG We have to look at our own inertia, insecurities, self-hate, fear that, in truth, we have nothing va... NATALIE GOLDBERG When you are kind to someone in trouble, you hope they'll remember and be kind to someone else. And ... WHOOPI GOLDBERG I don't like driving very much. That makes me very unhappy, because I scream a lot in the car, but o... 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CARL GOLDBERG I would say that the Giants understand, without any ambiguity, what the expectation of the governor ... CARL GOLDBERG We'll probably look first in southern Bergen County for a suitable site for the Jets. We'll talk to ... CARL GOLDBERG I encouraged both of them to redouble their efforts to bring these talks to a conclusion, ... They b... CARL GOLDBERG I have to emphasize - and this is important - that they have not been in default of any obligation t... CARL GOLDBERG We're just disappointed that the Jets made representations to us of their interest in staying here t... CARL GOLDBERG If someone construes that clause to be a loophole, I think it's strictly an interpretation that was ... CARL GOLDBERG Hulk Hogan and I put 43,000 people in the Georgia Dome with three days' notice. I've got a f... BILL GOLDBERG The Georgia Dome was my home field, brother. There's no question about it. I played my first foo... BILL GOLDBERG Theory provides the maps that turn an uncoordinated set of experiments or computer simulations into ... DAVID GOLDBERG But if the choice is a cool president and 8 or 10 percent unemployment in a declining economy and a ... JONAH GOLDBERG I believe in the simple things in life; everything derives from the beginning. You take things very ... BILL GOLDBERG The main difference between liberals and conservatives is that conservatives are honest about it. We... JONAH GOLDBERG When photography was invented it was thought to be an equivalent to truth, it was truth with a capi... VICKI GOLDBERG We're here for a reason. I believe a bit of the reason is to throw little torches out to lead people... WHOOPI GOLDBERG That's the thing about Mother Nature, she really doesn't care what economic bracket you're in. WHOOPI GOLDBERG I don't have pet peeves, I have whole kennels of irritation. WHOOPI GOLDBERG Anything you fully do is an alone journey. NATALIE GOLDBERG Grammar school never taught me anything about grammar. ISAAC GOLDBERG Diplomacy is to do and say, the nastiest thing in the nicest way. ISAAC GOLDBERG The story behind 'Check Point' is what drew me in. The script had a couple of twists that I ... BILL GOLDBERG Stress is basically a disconnection from the earth, a forgetting of the breath. Stress is an ignor... NATALIE GOLDBERG I don't look like Halle Berry. But chances are, she's going to end up looking like me. WHOOPI GOLDBERG Everywhere, unthinking mobs of 'independent thinkers' wield tired cliches like cudgels, pummeling th... JONAH GOLDBERG And I don't believe that I have to stay on one side of the fence or the other. I don't belie... WHOOPI GOLDBERG Our robots are signing up for online learning. After decades of attempts to program robots to perfor... KEN GOLDBERG Epistemology has always been affected by technologies like the telescope and the microscope, things ... KEN GOLDBERG We are convinced that our effort will contribute to economic development by decreasing vacancies and... DAVID GOLDBERG I knew that the UFC and that mixed martial arts in general was going to prosper because I was extrem... BILL GOLDBERG The GOP needs to figure out a way to become more appealing to new constituencies. JONAH GOLDBERG I've done drag races. I've done Long Beach Grand Prix stuff. I've done NASCAR stuff. Jus... BILL GOLDBERG My expectation is that I want to see actual leases. If they have to be redacted somewhat to ensure p... CARL GOLDBERG As a professional wrestler, it's not my position to be the booker, to formulate a match, unless ... BILL GOLDBERG The problem with the United Nations is that while democracy within nations is the best available for... JONAH GOLDBERG Editors exist [because] most people don't have time to rummage through vast piles of hay for the spe... JONAH GOLDBERG Everyone moralizes. The suggestion that liberals aren't moralizers is so preposterous it makes it ha... JONAH GOLDBERG It was in the 1960s that the left convinced itself that there is something fascistic about patriotis... JONAH GOLDBERG If power made one evil, then God would be the Devil. JONAH GOLDBERG serpents. JONAH GOLDBERG [T]he most dishonest argument about security cameras, searches, profiling, etc....is that they won't... JONAH GOLDBERG This is not a story anymore about George Bush's service in the National Guard. It's a story about CB... JONAH GOLDBERG Fox simply has an immunity to a lot of criticism, ... The base who's watching has already signed up;... JONAH GOLDBERG Most conservatives, I think, want Bush to succeed and would be eager to mend fences with a new nomin... JONAH GOLDBERG Every general household product that's used as a cleaner has some chemical that, if you mix it with ... ADAM GOLDBERG The rationale for a road like this is either a lie or it's delusional. DAVID GOLDBERG She defies all the norms of network television. Traditionally, your lead character in a drama - espe... LEE GOLDBERG We're fascinated with robots because they are reflections of ourselves. KEN GOLDBERG Free agency screws everybody's allegiances up. Whether it be football, baseball, hockey, basketb... BILL GOLDBERG I'm fighting the label of "Black" actress simply because it's very limiting in people's eyes, especi... WHOOPI GOLDBERG I'm a big old egotistical baby and that's okay. I can accept it. WHOOPI GOLDBERG Getting the support of Syria is the moral equivalent of winning the Klan's endorsement - it migh... JONAH GOLDBERG No, if there is an aspect of the executive branch of the government that needs looking at, I'm l... BILL GOLDBERG In order to figure this artmaking stuff out, it's trial and error and experimentation, and takes... JIM GOLDBERG Not reassuring when weathermen say 'Today will be terrible but don't worry it won't be as terrible a... JONAH GOLDBERG Hurricanes are dangerous things, and they're no fun to go through. And if you come out of it in ... BERNARD GOLDBERG And during my college, at the end of the junior year I worked in a mine. RUBE GOLDBERG