When we make purchases on credit, they give us only an illusion of prosperity.

Never buy what you are not used to buying on credit,for you may never be able to pay when the debt is due,even if you have the money.

Kind words not only lift our spirits in the moment they are given, but they can linger with us over the years.

I give thanks to my Creator for this wonderful life where each of us has the opportunity to learn lessons we could not fully comprehend by any other means.

Oh, it is wonderful to know that our Heavenly Father loves us - even with all our flaws! His love is such that even should we give up on ourselves, He never will.

When some people have a difficult job to do, they give up everything else until that job is finished. Others just give up.