We've received about 1,500 claims statewide, with the bulk in Northern California.

In all fairness, we can't charge all homeowners for coverage for such a few that would be subject to that risk.

When they went down the list, the existing building checked out much more favorably than trying to move somewhere.

Our people are on conference calls right now, working through a lot of the issues like where should we be sending our people, where are the majority of claims coming in at the moment, what is the primary damage.

Marin is doing well statewide, but California is not faring that well nationally, so when you look at Marin's high rankings you want to keep them in perspective.

I'm from Santa Cruz in Northern California, and the 49ers were my dad and I's bonding time.