We've had a wonderful group of people, and we're thankful to them and all of our sponsors.

There's a lot of planning that goes into it.

The event is really great, just extremely successful.

We're placing ourselves in harm's way more. The more people who live on coast lines, in canyons in California, on fault lines, the more it's going to cost you.

It's a new market, though. I think the new market is made up of insurance people and construction and relief workers.

Twenty years ago we didn't have this problem. We would have had places available to house people and get them the needed services.