We've expected existing home sales to weaken for some time. It does appear that we're starting to see that trend manifest itself.

As this transition has taken place, it's taken away the summer spike in unemployment.

Even if the local economy stays strong in 2006, as many analysts project, it is difficult to imagine that significant improvements can be made over the 2005 figures. From a historical perspective, last year was exceptional.

The bottom line is that it will be challenging to substantially improve the labor market data because the numbers are so good now. I say challenging but not impossible. If the national economy remains on track, then we will achieve some improvement.

In today's world, the large divorce rate does play a part. There are other factors, and whatever the single parenthood cause, it is difficult for a single parent.

We want to take good tidings home to our people, that they may sleep in peace.