Well, I can't hang around here all day, I have to go out and take the penguin for a walk.

Insecurity is a waste of time.

I don't waste time being depressed.

Time and again our industry has been cleared of any wrongdoing in these matters, and we are confident that this investigation or any other will have the same results.

Making you a pioneer only means one thing. You were around at the time.

A waiver right now would be counterproductive for the consumer over time,