We were extremely successful in our loan production efforts in the fourth quarter, as annualized growth in our core portfolio, excluding short-term holiday loans, was more than 17 percent.

Sit down before fact as a little child, be prepared to give up every preconceived notion, follow humbly wherever and to whatever abyss nature leads, or you shall learn nothing.

O, my lord, You said that idle weeds are fast in growth: The prince my brother hath outgrown me far.

'Ay,' quoth my uncle Gloucester, 'Small herbs have grace, great weeds do grow apace.' And since, methinks, I would not grow so fast, Because sweet flow'rs are slow and weeds make haste.

Gard'ner, for telling me these news of woe, Pray God the plants thou graft'st may never grow.

The purpose of four incarnative existence is the evolution of the soul. It is to learn, grow and become master of our own life.