We should still have a pretty good quarter for consumer spending. January retail sales, excluding autos, were very strong.

The bottom line is, agencies will maintain their highest credit rating. Agencies are looking like pretty good value.

The DVD sales on the back end can make it a viable financial model.

Last week, chain-store sales came in pretty strong. But if you stripped out gasoline sales from Wal-Mart and Costco it really showed us that consumer spending had started to weaken on a fundamental level.

Despite some of the house sales data it looks as if the market is going to look for a pretty robust rise in construction activity.

[Sales of SUVs especially] have been taking it on the chin, ... That phenomenon has pretty much run its course. They powered the industry for close to 10 years.