We just need a more rational balance between profits and risks.

We will give Ping An our full support in boosting insurance business, but we haven't got any detailed plans for the moment. The bank can leverage its wide network of branches for the insurance business.

Biggest profits mean gravest risks.

The problem with hypothetical risks is, when do they become rational and when do they pass into the boundary of the irrational?

It's hard to balance everything. It's always challenging.

There is huge potential in rural regions. Lower subscriber acquisition cost may bring in huge profits in the future.