We have the potential to introduce millions of new customers to an alternative in real estate, which is even more important now that the housing market is cooling in some places.

We were out of business in the largest state in the union for about a year.

The way they're going about limiting consumers' ability to get reduced fees on real estate transactions is to go state by state to get the regulations changed.

We're not looking at this as an either/or, ... There's the potential we would have teams in both places.

We're really reducing the potential inflow, not cutting it off,

I'm getting more confident as the season goes on. This offense is playing up to potential for the most part.