We have lower incomes in the state, which is one reason. And it's a lot harder to pretend to be someone from Belt than it is to be someone from a bigger urban area like New York City.

The prices are lower than in many parts of the state, even though the incomes are fairly average.

Check your credit report. It won't stop this crime from happening to you, but it will minimize the damage.

They can't say you'll go to jail. Though Charles Dickens loved them, America does not have debtors' prisons.

They can't say you'll go to jail. Though Charles Dickens loved them, America does not have debtor's prisons.

A thief would be stupid to take anything. They can copy the numbers, open accounts and unless the person is monitoring their credit report, it could be months before they find out they are a victim.