We found the problem has occurred more often this year.

It's kind of been a problem since the start of the year. We haven't been able to come out on a team and keep them down the whole game. We've gotten lackadaisical and then built the lead back up again. We've kind of been all over the place, and we really need to fix that.

The family ride will be special because last year we had 200 kids ride, but we found that a lot of kids were not included. As you know, Ms. (Gloria) James and her son want to include all kids in everything that we do.

His attitude, just his presence was lacking early in the year. But he found it and now he's locked in.

We found some strange situations. For the year 2002, there were $250 million that the companies say they paid to the central bank that do not appear in central bank records.

We are usually convinced more easily by reasons we have found ourselves than by reasons which have occurred to others