We expect that many of these people will be in very deep trouble by the time they come to us,

If creditors handle this appropriately, there could be more people helped with debt management programs - but they will need that break on principal,

will harm a lot of individuals who need a new start.

Slow down you're doing fine
You can't be everything you want to be
Before your time.

These types of properties are hot. Because of this strong market interest, it's an excellent time for Burger King.

That's not true of ethical agencies. Any ethical agency will check what brought an individual into debt and perhaps refer that person to a bankruptcy lawyer or to a local bar association.