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We are working on a wide variety of ways to bring to the mortgage finance system cost savings for consumers as well as lenders in the mortgage market,


Franklin Raines

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Getting the mortgage sorted is the top priority. His options are to change to a repayment mortgage o...
BEN YEARSLEY Credit losses are very low now, but mortgage lenders need to be prepared for higher losses,
DONALD POWELL It's just that other areas are more attractive, such as the mortgage market,
BILL GROSS Credit losses are very low now, but mortgage lenders need to be prepared for higher losses, ... Home...
DONALD POWELL The 30-year [fixed-rate mortgage] came in under 6 percent for the last 22 weeks of this year. As a m...
AMY CUTTS The 30-year [fixed-rate mortgage] came in under 6 percent for the last 22 weeks of this year. As a m...
AMY CREWS CUTTS the utilities savings more than make up for the increase in your monthly mortgage.
BRIAN HALL We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvat...
PETER AKINOLA We believe that the revolution in handheld media devices demand a variety of simple, user-friendly w...
BALA KEILMAN As we expected, mortgage rates moved upward a little in response to the current volatility in the fi...
FRANK NOTHAFT could prove destabilizing to our financial system as a whole and in the end could seriously diminish...
ALAN GREENSPAN There's no better way to build a sizable client base, create recurring revenue streams, and promote ...
LEON MORRIS Mortgage revenues were down for the quarter but at the same time (Wells) aggressively attacked the c...
JOE MORFORD There's only so many reliable sources that mortgage lenders like us have to sell our papers to.
BOB PETTIT The small increase in mortgage rates in November may have prompted many prospective homebuyers to ju...
GREGORY KLUMP The proposal is extremely complex and has far-reaching consequences for our members, as well as for ...
JANET FRANK The flip side is that mortgage interest rates are now in decline, which will give the market a littl...
HOWARD MORLEY I'm heartened to know that our partners are doing their bit to keep the home mortgage finance pipeli...
ALPHONSO JACKSON We will continue to monitor the market on a daily basis and look for ways to offer savings in the fu...
LAURENCE M. DOWNES Except for a handful of banks that just keep a handful of their loans in portfolio, on their balance...
DAN GILBERT Consumers have access to cash. They took out a record $804 billion in mortgage equity withdrawals in...
GINA MARTIN Today consumers are looking for everything from auto and health insurance to home equity and refinan...
CLINT JONES Compared to the 30-year fixed mortgage, the 40-year fixed mortgage offers monthly loan payments that...
THERESA PARKER Their volume growth has been explosive. Obviously they benefited from the tremendous refinance wave ...
FRED CANNON There are ways we can help renters who are paying more in rent than they would pay in a mortgage pay...
CAROL WOOD Anticipation of a 25-basis-point rate cut pushed mortgage rates downward in this week's survey, and ...
FRANK NOTHAFT There are a variety of ways people can market browsers. The question is: Are they effective ways to ...
DAVID BOIES No man can mortgage his injustice as a pawn for his fidelity.
EDMUND BURKE If a consumer chooses to rely on the 'free' advice of a salesperson, then they should expect to be s...
LEON MORRIS If you could invest in a tax-deferred account such as an IRA or 401(k), the pretax rate of return wo...
ANTHONY WEBB You'd want to refinance to either reduce the monthly cost of your mortgage or to reduce the amount o...
MICHAEL STRAUSS It used to be just the additional cost of the mortgage that you looked at. Now, you are going to hav...
BLAIR GLENN We're glad to see the agencies address this issue because the switch to higher risk mortgage lending...
ALLEN FISHBEIN Low mortgage rates continue to fuel the housing market, making homeownership more attainable to a br...
FRANK NOTHAFT The onset of 2005 bodes well for the housing industry. Long-term mortgage rates are currently below ...
AMY CUTTS The onset of 2005 bodes well for the housing industry. Long-term mortgage rates are currently below ...
AMY CREWS CUTTS Housing is as strong as ever, and the mortgage business is as good as ever.
CHRISTOPHER LOW Trust Professionalism Integrity, Creative Mortgage Solutions For Every Mortgage Need
NIKITAS KOUIMANIS One of the reasons we had the housing market surging ahead was because of the low cost of borrowing ...
ALAN GIN Once the housing market begins to recover, I would phase out the mortgage tax deduction.
JOSHUA A. TUCKER Behind these monthly fluctuations, mortgage lending is on a stable trend, though not as high as 2004...
DAVID DOOKS As these markets cool down, we'll begin to see mortgage defaults increase in 2006.
ALEXIS MCGEE Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort...
FRANK NOTHAFT The land is usually the considerable part of the expense in buying the home. All the employees would...
MARILYN ROBINSON As long as housing prices don't go down, consumers have more equity they can borrow against. If mort...
PETER MORICI We obviously track the mortgage activity and understand that overall share, but we don't focus on ho...
DAVID BERSON Higher interest rates are beginning to take a toll on how people view their finances. Mortgage rates...
VINCENT BOBERSKI We are all hurt by insurance scams. As health care consumers, we all end up paying the price for fra...
ALEX JOHNSON Lack of uncertainty around the Iraq conflict caused bond market yields to reverse their downward spi...
FRANK NOTHAFT We have called on enterprises with big resources in terms of production as well as finance to join t...
DIEP THANH KIET It was no great surprise that housing starts rose for the second time in three months since mortgage...
FRANK NOTHAFT Suburban users as well as city users must share in the cost of the plan, so they also must share in ...
CEEON QUIETT We are taking action to ameliorate the effects of this more challenging trading climate by continuin...
DEREK NETHERTON Oxford's newly designed and proprietary Video On Demand system allows smaller hotel properties to of...
CLIFF HALL It will, therefore, be critical that market-pricing mechanisms be embraced, which are central to ens...
HERBERT MURERWA The market has slowed down just a bit, just because we're coming to the end of the year, and also mo...
ANTHONY ROMERO What you'll probably see is things like lines of credit move up a bit, variable rate mortgage rates ...
LINDA SIMS A reverse mortgage is a loan against your home that you do not have to pay back for as long as you l...
ANDREW CROCKER A reverse mortgage is a loan against your home that you do not have to pay back for as long as you l...
ANDREW B. CROCKER (Consumers') information is safe and getting safer all the time. All the mortgage information sittin...
JOHN HALL Get-educated-quick schemes are usually about as sound as subprime mortgage-backed securities: Entici...
TUCKER CARLSON [Linux on SPARC architectures works in two ways in the educational market. The first case involves o...
BARBARA KAY A mortgage casts a shadow on the sunniest field.
ROBERT GREEN INGERSOLL The customer savings analysis shows the details of the savings that are equal to 22 percent or $40,5...
BEN COX Pay off your mortgage as fast you can and you'll enjoy your home more for the rest of your life.
LORRIN L. LEE Don't let the temptation of deductible mortgage interest steer you away from paying down your mortga...
MARC FREEDMAN The last few months of 2005 marked the first time since mid-2004 that the fixed-rate mortgage was ab...
VINCE MALTA The Fed's rate hike on Tuesday was expected and the Fed's cautiously optimistic outlook calmed the m...
AMY CUTTS The Fed's rate hike on Tuesday was expected and the Fed's cautiously optimistic outlook calmed the m...
AMY CREWS CUTTS I have never wanted to be typecast, one of those actors who plays a variation on a one-note theme. S...
IAN MCKELLEN The mortgage crisis is a clear instance of consumers who needed protection. There was predatory lend...
NASSIM NICHOLAS TALEB Nothing is ever as good or as bad as it appears to be.
JEFFREY FRY Mortgage rates were relatively unchanged this week as the markets wait for the results of the upcomi...
FRANK NOTHAFT The best thing you can do for your kids is to show them God working in you on a daily basis.
CRAIG GROESCHEL After a period of financial difficulty, people often find themselves with income, savings for a down...
JASON SANT We tested a wide variety of off-brand inks from many different sources, including office depot, stap...
CONSUMER REPORTS The most serious risk to medium-term inflation is the continuing strength of household spending, sup...
ALAN BOLLARD If we all look at life we think how nice, then we look at death and everybody goes oh you can say th...
GARY F EVANS... And as you come to know Him, you're becoming like Him. The more you are like Him, the more different...
CRAIG GROESCHEL We are going to have a real wide variety of residential opportunities for folks.
JOE PERRING One of the most exciting projects we are initiating is a collaborative course development model whic...
GARY LOPEZ The second quarter results reflected the initial benefit of the cost-savings measures introduced in ...
CEO LUXTON The second quarter results reflected the initial benefit of the cost-savings measures introduced in ...
CEO DAVID LUXTON The universe of mortgage lending has gotten to the point where there is a place in it for everybody.
JOE MAYS The budget will be driven by cost savings in the administration. We are putting the heat on ourselve...
JODI WHITAKER Preserving the 30-year prepayable fixed-rate mortgage - it's like the bedrock of the housing sys...
BILL ACKMAN The acquisition of Rock Financial advances Intuit's Web strategy by giving us the mortgage expertise...
BILL CAMPBELL The year 2005 was a year of investments in our future. We invested heavily in research and developme...
DANA KAMMERSGARD To work for salary is to mortgage your life.
SUNDAY ADELAJA Any way you slice it, the report suggests homebuilding is holding up quite well, and it will continu...
DEAN MAKI There are several kinds of loans you can get: public and private loans. (The federal government) can...
ANDREA BAKER While the February mortgage lending and approval data are relatively healthy, there are hints that h...
HOWARD ARCHER We have seen the big loan servicers drag their feet in the Obama administration's well-intention...
SHELDON WHITEHOUSE The working group would comprise officials of State Governments as well as the Union Finance Ministr...
DR ASIM DASGUPTA We are always pleased to be able to pass along savings to our customers. As a result of recent marke...
CHARLES RAWSON Borrowers are going for the ARMs because they can qualify for a slightly bigger mortgage. There are ...
BARBARA GRUNKEMEYER The short-term interest-rate level at 4.25 on fed funds provides mortgage rates which definitely won...
KIT JUCKES Try as hard as we may for perfection, the net result of our labors is an amazing variety of imperfec...
SAMUEL MCCHORD CROTHERS It could be a variety of things that may require them to fine-tune their system. In our enforcement,...
STEVE GUNDERSON As CPIX (consumer price index less mortgage costs) continues to surprise on the downside and oil pri...
CHRIS HART

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FRANKLIN RAINES The automatic stabilizer is unemployment insurance, food stamps, additional coverage of Medicaid.
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FRANKLIN RAINES I think the Fed is going to raise interest rates over the rest of this year. I think it will go up a...
FRANKLIN RAINES We are in favor of having the most accurate measure of inflation possible, in order to index those v...
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FRANKLIN RAINES It will be about 20 percent. Down substantially from the level that the president inherited when he ...
FRANKLIN RAINES When they had difficulties they've had a tendency to lurch to the right and out of the mainstream, a...
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HOWELL RAINES All Alabamians benefited from the vigorous political reporting in which the Post-Herald specialized ...
HOWELL RAINES I stepped on a land mine named Jayson Blair.
HOWELL RAINES I know our institution has been damaged ... I accept my responsibility for that, and I intend to fix...
HOWELL RAINES I was assigned to write the color story in the stands and on the sidelines in the Alabama-Auburn gam...
HOWELL RAINES That story was something I've never had occasion to discuss publicly, ... I assigned it because I wa...
HOWELL RAINES All Alabamians benefited from the vigorous political reporting in which the Post-Herald specialized ...
HOWELL RAINES If your looking for a great husband, first ask yourself are you ready to be a great wife"
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TIM RAINES Right, times up,” Annie declared as she not so graciously stood from the table. “On to Hot Stepp...
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JEFF RAINES I was there at all the races. Terry just kind of was, you know, like a father figure there. He just ...
TONY RAINES Sure it's disappointing not to be running the full schedule, especially after the momentum we built ...
TONY RAINES Our goal is to win races, be fast, and try to win that owners championship,
TONY RAINES I don't know anything officially, but I'm keeping my fingers crossed. It's an opportunity of a lifet...
TONY RAINES Without a doubt, this is the best opportunity of my career. I kept pinching myself to make sure it w...
TONY RAINES I don't know what Jamie was thinking or doing. He was driving kind of aggressive all night. I think ...
TONY RAINES Up until now, no matter what we did, all three helixes (the amino-acid chains) in synthesized collag...
RONALD RAINES It's always a great feeling. We've been close a couple of times, and in 1994 were robbed by the stri...
TIM RAINES This is a huge undertaking. We're not an engraving shop and have never done anything like this.
JEFF RAINES It's incredibly unusual. I have never been aware of any church having any staff member for that leng...
DALE RAINES Every day, the computer file gets transferred between companies. On Friday last week, the computer m...
DALE RAINES People will doubt what you say but they can't deny what you've done.
DERRICK RAINES There is no question that on the subject of physical courage and moral courage that she was Dr King'...
HOWELL RAINES It was a tough night, but she worked fast.
JAY RAINES We have pitching, but have to prove ourselves.
JAY RAINES That's a tough game to lose. Every game Chris has pitched, he's pitched well. It wasn't one of his b...
JAY RAINES We're going to have more tools in the bag than just reselling Qwest.
JEFF RAINES Resale is a model that won't work over the long haul.
JEFF RAINES Vacation Through an Apocalypse
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ROBERT RAINES And they're speeding up more to home plate to give the catcher an opportunity. It's almost impossibl...
TIM RAINES We went in the house and cleared it, and found nothing. It was a prank.
MAJ. CARLOS RAINES As bad as it was, it could have been worse.
MAJ. CARLOS RAINES There was several people standing out there.
MAJ. CARLOS RAINES It was a phony call. He said he was thinking about shooting himself after he told us he had shot his...
MAJ. CARLOS RAINES Many people die at twenty five and aren't buried until they are seventy five.
BENJAMIN FRANKLIN If all printers were determined not to print anything till they were sure it would offend nobody, th...
BENJAMIN FRANKLIN Without continual growth and progress, such words as improvement, achievement, and success have no m...
BENJAMIN FRANKLIN When the well is dry, they know the worth of water.
BENJAMIN FRANKLIN In reality, there is, perhaps, no one of our natural passions so hard to subdue as pride.
BENJAMIN FRANKLIN So convenient a thing it is to be a reasonable creature, since it enables one to find or make a reas...
BENJAMIN FRANKLIN Never take a wife till thou hast a house (and a fire) to put her in.
BENJAMIN FRANKLIN You can bear your own faults, and why not a fault in your wife?
BENJAMIN FRANKLIN A child thinks 20 shillings and 20 years can scarce ever be spent.
BENJAMIN FRANKLIN He that composes himself is wiser than he that composes a book.
BENJAMIN FRANKLIN He that has not got a wife is not yet a complete man.
BENJAMIN FRANKLIN Leisure is the time for doing something useful. This leisure the diligent person will obtain the laz...
BENJAMIN FRANKLIN When you're finished changing, you're finished.
BENJAMIN FRANKLIN Words may show a man's wit but actions his meaning.
BENJAMIN FRANKLIN To succeed, jump as quickly at opportunities as you do at conclusions.
BENJAMIN FRANKLIN Any fool can criticize, condemn and complain - and most fools do.
BENJAMIN FRANKLIN Either write something worth reading or do something worth writing.
BENJAMIN FRANKLIN If we do not hang together, we shall surely hang separately.
BENJAMIN FRANKLIN An egg today is better than a hen to-morrow.
BENJAMIN FRANKLIN When in doubt, don't.
BENJAMIN FRANKLIN There are three things extremely hard: steel, a diamond, and to know one's self.
BENJAMIN FRANKLIN Hide not your talents. They for use were made. What's a sundial in the shade?
BENJAMIN FRANKLIN Lost time is never found again.
BENJAMIN FRANKLIN A life of leisure and a life of laziness are two things. There will be sleeping enough in the grave.
BENJAMIN FRANKLIN Being ignorant is not so much a shame, as being unwilling to learn.
BENJAMIN FRANKLIN Life's tragedy is that we get old too soon and wise too late.
BENJAMIN FRANKLIN With the Union my best and dearest earthly hopes are entwined.
FRANKLIN PIERCE If passion drives you, let reason hold the reins.
BENJAMIN FRANKLIN All wars are follies, very expensive and very mischievous ones.
BENJAMIN FRANKLIN Tricks and treachery are the practice of fools, that don't have brains enough to be honest.
BENJAMIN FRANKLIN Distrust and caution are the parents of security.
BENJAMIN FRANKLIN Hunger is the best pickle.
BENJAMIN FRANKLIN You—“ Mr Bellstrode began, and then leaning forward and sinking his voice, “You would kill for...
MICHELLE FRANKLIN A Swedish minister having assembled the chiefs of the Susquehanna Indians, made a sermon to them, ac...
BENJAMIN FRANKLIN A man wrapped up in himself makes a very small bundle.
BENJAMIN FRANKLIN I wrote '33 Men' in eight weeks. Not only was it a combination of simultaneously writing and...
JONATHAN FRANKLIN I love 'Anne of Green Gables.' I have for years. That's one of my favourite things. She&...
ARETHA FRANKLIN Time is the glue that bonds a broken heart, but love is the air which dries the glue. -J. Franklin.
J. FRANKLIN Money never made a man happy yet, nor will it. There is nothing in its nature to produce happiness. ...
BENJAMIN FRANKLIN Remember, that money is of the prolific, generating nature. Money can beget money, and its offspring...
BENJAMIN FRANKLIN Keep your eyes wide open before marriage, and half-shut afterwards.
BENJAMIN FRANKLIN One good husband is worth two good wives, for the scarcer things are, the more they are valued.
BENJAMIN FRANKLIN Where there is marriage without love, there will be love without marriage.
BENJAMIN FRANKLIN He that displays too often his wife and his wallet is in danger of having both of them borrowed.
BENJAMIN FRANKLIN If you would know the value of money, go and try to borrow some.
BENJAMIN FRANKLIN Justice will not be served until those who are unaffected are as outraged as those who are.
BENJAMIN FRANKLIN Without Freedom of Thought, there can be no such Thing as Wisdom; and no such Thing as publick Liber...
BENJAMIN FRANKLIN We assemble parliaments and councils, to have the benefit of their collected wisdom; but we necessar...
BENJAMIN FRANKLIN God grant, that not only the Love of Liberty, but a thorough Knowledge of the Rights of Man, may per...
BENJAMIN FRANKLIN Whilst the last members were signing the Constitution, Doctor Franklin, looking towards the Presiden...
BENJAMIN FRANKLIN In these sentiments, sir, I agree to this Constitution, with all its faults, if they are such; becau...
BENJAMIN FRANKLIN Has not the famous political Fable of the Snake, with two Heads and one Body, some useful Instructio...
BENJAMIN FRANKLIN When I was a child of seven years old, my friends, on a holiday, filled my pocket with coppers. I we...
BENJAMIN FRANKLIN Rich widows are the only secondhand goods that sell at first-class prices.
BENJAMIN FRANKLIN Well, Doctor, what have we gota Republic or a Monarchy?A Republic, if you can keep it.
BENJAMIN FRANKLIN We must not in the course of public life expect immediate approbation and immediate grateful acknowl...
BENJAMIN FRANKLIN My rule, in which I have always found satisfaction, is, never to turn aside in public affairs throug...
BENJAMIN FRANKLIN I am about courting a girl I have had but little acquaintance with. How shall I come to a knowledge ...
BENJAMIN FRANKLIN For want of a Nail the Shoe was lost; for want of a Shoe the Horse was lost; and for want of a Horse...
BENJAMIN FRANKLIN Who is wise? He that learns from every One. Who is powerful? He that governs his Passions. Who is ri...
BENJAMIN FRANKLIN A plural Legislature is as necessary to good Government as a single Executive. It is not enough that...
BENJAMIN FRANKLIN Dr. FRANKLIN mentioned the case of the Prince of Orange William V, during the late war. An arrangeme...
BENJAMIN FRANKLIN Dr. Franklin was for retaining the clause on impeachment, as favorable to the executive. History fur...
BENJAMIN FRANKLIN That it is better 100 guilty Persons should escape than that one innocent Person should suffer, is a...
BENJAMIN FRANKLIN The small progress we have made after four or five weeks close attendance and continual reasonings w...
BENJAMIN FRANKLIN I have lived, Sir, a long time, and the longer I live, the more convincing proofs I see of this trut...
BENJAMIN FRANKLIN The sleeping fox catches no poultry.
BENJAMIN FRANKLIN Words may show a man's wit but actions his meaning.
BENJAMIN FRANKLIN Never confuse motion with action.
BENJAMIN FRANKLIN I look upon death to be as necessary to our constitution as sleep. We shall rise refreshed in the mo...
BENJAMIN FRANKLIN Many people die at twenty five and aren't buried until they are seventy five.
BENJAMIN FRANKLIN I condole with you, we have lost a most dear and valuable relation, but it is the will of God and Na...
BENJAMIN FRANKLIN Genius without education is like silver in the mine. -Ben Franklin.
BEN FRANKLIN Genius without education is like silver in the mine.
BEN FRANKLIN Educate your children to self-control, to the habit of holding passion and prejudice and evil tenden...
BENJAMIN FRANKLIN Tell me and I forget, teach me and I may remember, involve me and I learn.
BENJAMIN FRANKLIN He who waits upon fortune is never sure of dinner.
BENJAMIN FRANKLIN Pride that dines on vanity, sups on contempt.
BENJAMIN FRANKLIN Idleness and pride tax with a heavier hand than kings and governments.
BENJAMIN FRANKLIN One today is worth two tomorrows.
BENJAMIN FRANKLIN Work as if you were to live a hundred years. Pray as if you were to die tomorrow.
BENJAMIN FRANKLIN The most important four words for a successful marriage: 'I'll do the dishes.'
BENJAMIN FRANKLIN Sometimes when I close my eyes, I can't see.
BENJAMIN FRANKLIN In God we trust; all others must pay cash.
BENJAMIN FRANKLIN Marriage is a wonderful institution... but who wants to live in an institution?
BENJAMIN FRANKLIN Never go to a doctor whose office plants have died.
BENJAMIN FRANKLIN What great energy, intelligence, and magnificent beautiful eyes... But enough about me, how are you ...
BENJAMIN FRANKLIN The only thing that interferes with my learning is my education.
BENJAMIN FRANKLIN They who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Lib...
BENJAMIN FRANKLIN A Penny Saved is a Penny Earned
BENJAMIN FRANKLIN Ladies, your power can influence for right or wrong, for victory or defeat. Remember, people have a ...
JENTEZEN FRANKLIN I didn't fail the test, I just found 100 ways to do it wrong.
BENJAMIN FRANKLIN Hide not your talents, they for use were made,
What's a sundial in the shade?
BENJAMIN FRANKLIN When men and woman die, as poets sung, his heart's the last part moves, her last, the tongue.
BENJAMIN FRANKLIN A single man has not nearly the value he would have in a state of union. He is an incomplete animal....
BENJAMIN FRANKLIN If you teach a poor young man to shave himself, and keep his razor in order, you may contribute more...
BENJAMIN FRANKLIN Creditors have better memories than debtors.
BENJAMIN FRANKLIN I've always felt rock and roll was very, very wholesome music.
ARETHA FRANKLIN If you know how to spend less than you get, you have the philosopher's stone.
BENJAMIN FRANKLIN He that is of the opinion money will do everything may well be suspected of doing everything for mon...
BENJAMIN FRANKLIN A benevolent man should allow a few faults in himself, to keep his friends in countenance.
BENJAMIN FRANKLIN When I reflect, as I frequently do, upon the felicity I have enjoyed, I sometimes say to myself, tha...
BENJAMIN FRANKLIN Love well, whip well.
BENJAMIN FRANKLIN Plough deep while sluggards sleep.
BENJAMIN FRANKLIN Having been poor is no shame, but being ashamed of it, is.
BENJAMIN FRANKLIN Many a man thinks he is buying pleasure, when he is really selling himself to it.
BENJAMIN FRANKLIN I have always thought that one man of tolerable abilities may work great changes, and accomplish gre...
BENJAMIN FRANKLIN For the want of a nail, the shoe was lose; for the want of a shoe the horse was lose; and for the wa...
BENJAMIN FRANKLIN Constant complaint is the poorest sort of pay for all the comforts we enjoy.
BENJAMIN FRANKLIN There never was a good war or a bad peace.
BENJAMIN FRANKLIN He that would live in peace and at ease must not speak all he knows or all he sees.
BENJAMIN FRANKLIN A learned blockhead is a greater blockhead than an ignorant one.
BENJAMIN FRANKLIN He was so learned that he could name a horse in nine languages; so ignorant that he bought a cow to ...
BENJAMIN FRANKLIN Being ignorant is not so much a shame as being unwilling to learn.
BENJAMIN FRANKLIN He's a fool that makes his doctor his heir.
BENJAMIN FRANKLIN There are three things extremely hard: steel, a diamond, and to know one's self.
BENJAMIN FRANKLIN Observe all men, thyself most.
BENJAMIN FRANKLIN Savages we call them because their manners differ from ours.
BENJAMIN FRANKLIN Teach your child to hold his tongue; he'll learn fast enough to speak.
BENJAMIN FRANKLIN Where liberty is, there is my country.
BENJAMIN FRANKLIN They that can give up essential liberty to obtain a little temporary safety deserve neither liberty ...
BENJAMIN FRANKLIN That which resembles most living one's life over again, seems to be to recall all the circumstances ...
BENJAMIN FRANKLIN The things which hurt, instruct.
BENJAMIN FRANKLIN He that won't be counseled can't be helped.
BENJAMIN FRANKLIN Learn of the skillful; he that teaches himself, has a fool for his master.
BENJAMIN FRANKLIN Trouble springs from idleness, and grievous toil from needless ease.
BENJAMIN FRANKLIN Sloth, like rust, consumes faster than labor wears, while the used key is always bright.
BENJAMIN FRANKLIN Sloth makes all things difficult, but industry, all things easy. He that rises late must trot all da...
BENJAMIN FRANKLIN Laziness travels so slowly that poverty soon overtakes him.
BENJAMIN FRANKLIN Laws too gentle, are seldom obeyed; too severe, seldom executed.
BENJAMIN FRANKLIN She laughs at everything you say. Why? Because she has fine teeth.
BENJAMIN FRANKLIN The learned fool writes his nonsense in better language than the unlearned, but it is still nonsense...
BENJAMIN FRANKLIN Those disputing, contradicting, and confuting people are generally unfortunate in their affairs. The...
BENJAMIN FRANKLIN He that blows the coals in quarrels that he has nothing to do with, has no right to complain if the ...
BENJAMIN FRANKLIN Whatever is begun in anger, ends in shame.
BENJAMIN FRANKLIN Wise men don't need advice. Fools won't take it.
BENJAMIN FRANKLIN They that will not be counseled, cannot be helped. If you do not hear reason she will rap you on the...
BENJAMIN FRANKLIN Those that won't be counseled can't be helped.
BENJAMIN FRANKLIN Ambition has its disappointments to sour us, but never the good fortune to satisfy us. Its appetite ...
BENJAMIN FRANKLIN There are two ways of being happy: We must either diminish our wants or augment our means -- either ...
BENJAMIN FRANKLIN Happiness consists more in small conveniences of pleasures that occur every day, than in great piece...
BENJAMIN FRANKLIN A cheerful face is nearly as good for an invalid as healthy weather.
BENJAMIN FRANKLIN The Constitution only gives people the right to pursue happiness. You have to catch it yourself.
BENJAMIN FRANKLIN The proof of gold is fire...
BENJAMIN FRANKLIN When you're finished changing, you're finished.
BENJAMIN FRANKLIN So much for industry, my friends, and attention to one's own business; but to these we must add frug...
BENJAMIN FRANKLIN If you can't pay for a thing, don't buy it. If you can't get paid for it, don't sell it. Do this, an...
BENJAMIN FRANKLIN Drive your business, let not your business drive you.
BENJAMIN FRANKLIN Clearly spoken, Mr. Fogg; you explain English by Greek.
BENJAMIN FRANKLIN The great secret of succeeding in conversation is to admire little, to hear much; always to distrust...
BENJAMIN FRANKLIN Drive thy business or it will drive thee.
BENJAMIN FRANKLIN While we may not be able to control all that happens to us, we can control what happens inside us.
BENJAMIN FRANKLIN Let the child's first lesson be obedience, and the second will be what thou wilt.
BENJAMIN FRANKLIN