We are very pleased with the growth and the way we are being received in the business community. We feel our 5 o'clock cut-off for deposits, state of the art technology, and outstanding Board and staff all contributed to our success.

Independently owned businesses drive Charlotte's economy. And for too long this so-called small-business sector has been an afterthought in the financial scheme of things. The needs of independently owned companies and professional firms are at the heart of everything we do.

Independently owned businesses drive Charlotte's economy. And for too long this so-called small business sector has been an afterthought in the financial scheme of things. The needs of independently owned companies and professional firms are at the heart of everything we do. Our bank is here to nurture and support independent businesses, their owners and employees, not just to make financial transactions.

We are honored to be recognized for our growth and innovation as a member of this dynamic business community. I am proud of the time, energy and devotion that our employees put into delivering satellite communications networks to meet growing market opportunities and our customers' needs. Without their efforts, our success would not be possible.

Our business community has demonstrated outstanding support for Oklahoma City's economic growth.

We are pleased to have received such broad support from the employer community. No one payer can implement this program alone and not only employers, but health plans have recognized that this is an important investment to make.