We are very pleased that these folks are closing up shop.

In general, we are seeing an ever-increasing rise in consumer debt, not just in payday loans but also credit card balances. Personal finances continue to be headed in the wrong direction.

You are paying three or four times what you borrowed. I use the term indentured slaves. You become indentured to them because they never get paid off.

There were version conflicts with files … we were getting up-to-date data after 30 minutes, which was too late to wait. The file locking and real-time access [in DFS] were not up to our needs.

Basically, [it] saved our bacon.

There were version conflicts with files … we were getting up-to-date data after 30 minutes, which was too late to wait. The file locking and real-time access [in DFS] were not up to our needs.