We are very pleased at the response from these members. We know it has been difficult for many to fulfill this obligation and we commend them for stepping up.

If it sounds like too good of a deal, check it out.

We are extremely pleased to see judges hand down some strict sentences and to see prosecutors actively pursuing these cases. This sends a message that Kentucky is aggressively pursuing cases of insurance fraud, and those who are caught won't get a slap on the wrist. They will pay for the crime.

We hope the word is getting out that insurance fraud will not be tolerated in Kentucky.

We'll be looking at the financial solidness of the new entity.

Beginning Feb. 7, we will begin aggressive collection efforts against those members who have made no effort to pay the assessment due. We offered a payment plan for those who could show hardship and feel we have made every effort to work cooperatively with the members.