We are probably looking at six months to two years before some of these outbreaks can be brought under total control in the poultry population.

We're not going to shoot skyward from here; we're going to creep, ... six months or so from now, we'll probably be looking down at where we were and say 'how'd we get up here?'

There were five or six players that left, and the five or six players that we brought in to replace those fellows have been tremendous.

I would be very surprised if they did not emerge in the next six months. But they've had a lot of misfires, and if they were better focused at the top they'd be out by now. They can get out, but if they don't do it with new management they'll be back in if they're not careful.

The copious rainfall last season was then followed by a drought for six months. That rainfall brought up brush and grass, but now it's dry.

I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength.