We all use so many communications services, and the monthly bills can be significant. I found a way to zero-out all my bills completely.

The zero percent is real effective on those (U.S.) models, ... Customers shop the monthly payment, so zero percent is what moves the vehicles. As long as they (automakers) can afford to offer zero percent, they're going to be there with it.

I expect zero percent growth out of Allstate but it's never really been a growth company. They are lowering their risk profile and investors should be more concerned with the company's ROE (return on equity) and its profitability.

Why pay someone else a commission on the services you use when that commission could be paid directly to you each and every month? It only makes sense. Just invite your friends and neighbors, co-workers, and everyone you meet to do the same thing. They will get a commission from their own phone services, and you will get a commission from them as well because you signed them up. Everyone wins with this free business opportunity.

Someone somewhere makes a commission every time you turn on the TV, make a long-distance call, or use your cell phone. All communications services are sold and someone makes a monthly residual commission for as long as you use that service.

By making a wide array of AT&T's communications services available from the most heavily trafficked site on the Internet, we are also taking full advantage of the Web's power as a medium for marketing, distribution and customer service. Our trial of a new Internet-based service will essentially voice-enable Yahoo! Chat, bringing a new dimension in communications to the wealth of resources already there.