Vacancy rates should remain low in 2006 and lease rates will continue to rise dramatically. Landlords should enjoy a prosperous 2006 as tenants will fight to obtain space in an ever-tightening market.

Fixed mortgage rates remain at historically low levels and thus should continue to fuel reasonably strong housing demand and, through equity extraction, to support consumer spending as well,

Longer-term rates will not rise dramatically as long as the Fed keeps the short-term policy rate at 1 percent. However, the pressure for upward movement in bond rates is already there and will persist.

We remain committed to our customers, and the new rates, which continue to be competitive, reflect our relentless pursuit to continuously invest in our business.

Vaccinations absolutely work, and have dramatically decreased rates of childhood diseases.

While prices of goods continue to rise, American worker's wages remain stagnant.