To judge wisely, we must know how things appear to the unwise.

Don't judge a book by its cover

This is deeply unwise,

It is unwise to lose what you could gain

You don't want to be paternalistic. We can make unwise decisions at all ages. You have to look at whether the person is vulnerable and does the person fit the definition of diminished capacity under the law.

It is unwise to tolerate what does not benefit you at all