Those are some significant losses.

We believe there are property owners who come to Citizens because of price.

These figures confirm our fears that Hurricane Wilma losses could be tremendous.

We believe (the increases) are needed to allow Citizens to continue to pay for future hurricane claims. The last two years have been tremendous loss years.

We have to focus on paying the claims and looking at the sources we have to do that.

It's over and above the assessment, you're right. The goal is to treat all policyholders in the state the same.