This year we're celebrating 21 years of Keeping America Beautiful through the Great American Cleanup.

Reading gardens are a beautiful, fresh way for communities to enjoy green spaces with lasting positive impact for children and adults.

I am foursquare against anyone getting a refund. Become more financially disciplined all year round, and keep that money for yourself.

The government enjoys having the use of your money all year. They get to spend and invest it for themselves, and you don't. So unless Uncle Sam is your favorite uncle, don't be giving him extra money all year round!

If a taxpayer files electronically, he'll get his refund almost as fast as he would with a RAL, and he'll often get it without paying any fees or interest.

The amazing thing about the popularity of these loans is that people are paying triple-digit interest to get their refunds back only a few days earlier.