This is good for the sector. People will think more about takeovers.

The big thing is, will [Ryan Beck] be spun off next year?

If you want to roll the dice, roll with Fleet. If they screw up, they're sold. Its put up or shut up time.

All indications are that things are looking better than what you see on television.

Never think that you're not good enough. A man should never think that. People will take you very much at your own reckoning.

It will carry on with IRA discipline and intimidating people who oppose it. It can still prevent people from getting into clubs and from getting jobs.