This is definitely the time of year to get things started. For some people, it's a bitter message. There are things that you don't like doing. But they have to be done.

We discovered three out of the 10 people were eligible for a 401(k) and weren't even using it at all. And we're financial planners. It's absolutely critical to have.

But at the same time, sometimes it is very good to write with other people because you do have that little bit of edge.

They (Time Warner) have proprietary content. They have a lot of services that a lot of people are going to want to have. The question is whether their competitors are going to be able to offer their services.

People are here to have a good time, when it gets down to it.

People have a right to breathe clean air. It is time to stand up to the challenges, the critics and to tobacco interests.