This has created a vehicle for seniors to augment their retirement, get equity out of the home and use it to pay for everyday needs.

I wouldn't put my retirement money on the line for something like this, ... It is a very difficult environment for startups right now, with jet fuel so high. That scares investors away.

There may be equity left over to give to your heirs but not necessarily. If you really want to leave your home to the kids, you may want to think through whether you want to get a reverse mortgage.

In the first quarter of 2006, we're up 56 percent so far.

It would be nice to augment our lineup with those two back.

It created an opportunity for alternative candidates to emerge to exploit this dissatisfaction. None of them won, but certainly the elections were hotly contested.