This has been an incredible -- every minute -- emotional project. You have a great responsibility to inspire.

It's dealing with the neighborhood.

The lesson from that is don't let political people decide to make the rebuilding their legacy, as [New York Gov. George] Pataki did. It isn't anyone's legacy. And beware when it gets taken over by real estate.

Of course, bankers were always interested in making money. But when bankers had clients, they bore some responsibility for the clients' welfare.

No snowflake in an avalanche ever feels responsible.

A primary responsibility I have is being the person who speaks for the victim.