They're bad for investors (and) result in higher compensation for brokers.

You'll have window dressing to the max with respect to stocks like Global crossing, Enron, Tyco and K-Mart.

If you have bars that fluctuate up and down dramatically, you know that this is not a short-term investment vehicle.

We encourage investors not to sell the brokers on the news this quarter, as visibility is good leading into the rest of the year and valuations are reasonable.

Crude is down, but it's still much higher than it was last year, the same with natural gas. When investors see their October statements, they're not going to be too thrilled and that's not good for November.

Investors are now going to build a higher risk premium into their bottom line.