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They should calculate what their rate would be if adjusted in today's market and compare that with today's fixed-rate market and assess their personal situation. Do they have adequate funds to reduce or pay off their mortgage at the end of the adjustment period?


Gary Akright

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What I do for people is I look at the weighted average of what their mortgage rate is.
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GARY SHEFFIELD There are not many people on Team Gary. Actually, it's two people. My kids.
GARY ROSS The dynamic range of a digital camera is not that much greater than film, particularly if you push t...
GARY ROSS My '50s were different than other people's '50s. The myth didn't permeate our world,...
GARY ROSS The great seats of power tend to be wide and open, not vertical and soaring. Red Square, Tiananmen S...
GARY ROSS I love 'Chaplin'; I mean I really love 'Chaplin.' I just think there's a grace a...
GARY ROSS Despite recent speculation in the media, and after difficult but sincere consideration, I have decid...
GARY ROSS In a complex and troubling world, who wouldn't want to simplify? Everybody does. Everybody wants...
GARY ROSS There's something so wonderful about writing in rhyme where it isn't just the meaning of the...
GARY ROSS Family entertainment is really very necessary in our culture. Look how profitable they are. It's...
GARY ROSS I mean, in 'Big' and 'Pleasantville,' it's a journey that the characters go on w...
GARY ROSS Ultimately, so much Dr. Seuss is about empowerment. He invites us to disappear into our imagination ...
GARY ROSS Really, each era has its own false nostalgia. We all put a picket fence up around something. For my ...
GARY ROSS 'Harry Potter' created a generation of readers in an era when kids could have disappeared in...
GARY ROSS I don't understand people who dream in black and white. I just don't get it. My dreams have ...
GARY ROSS Why is every great children's story about a journey? Maybe that's because we are always on o...
GARY ROSS As we all know... golf is a puzzle without an answer.
GARY PLAYER I've traveled more than any human being who's ever lived.
GARY PLAYER You must work very hard to become a natural golfer.
GARY PLAYER Golf is a puzzle without an answer. I've played the game for 40 years and I still haven't th...
GARY PLAYER If there's a golf course in heaven, I hope it's like Augusta National. I just don't want...
GARY PLAYER We create success or failure on the course primarily by our thoughts.
GARY PLAYER