They say, 'I'm making so much money I don't know where to put it. I've never seen anything like this before.

You lock them down in that car forever. You really don't do a service, in my opinion, to the customer or yourself. Sure, you sell them a car - but you'll never sell them another one.

This time of year, I'll take it. You can really knock it out.

Consumers reacted to what happened in the last few years by going out and spending more money than they made, while corporations hoarded their cash and focused on improving their internal finances and returns to shareholders.

People have been looking for reasons to buy. There's so much money around and that places the bias in the market on the upside.

One of the reasons we had the housing market surging ahead was because of the low cost of borrowing money. With mortgage interests rates going up there is some concern some people will be priced out of the market, which in turn will reduce demand for housing ... That leads to lower prices.