They recognize that the future won't look like the past and the hurricane models have to reflect that.

It's unclear how the insurance industry is going to survive in the sort of world that we're expecting.

We?ve seen consumers really ignoring current prices,

If prices keep going up quickly, you?re going to see a real shock to the economy.

You couldn't imagine anyone worse on the issue of climate change than Lee Raymond, so there's really nowhere to go but up with his successor.

We had way too many opportunities that we didn't cash in on. We stranded runners and made too many mistakes.