They just don't have the human resources to run the bank and then to read and analyze and comply with thousands of pages of regulations.

We weren't expecting a huge drop in filings, just that the system be more fair.

We'd like the state to bite off as much as possible because it is a state park.

They're hiring consultants. They're hiring accounting firms. They're buying software. Everything is changing.

The system is going to help recover more losses for creditors, ... It's going to mean less weight on the American economy in general.

There is a good bit of misinformation out there. There are people who don't understand the basic tenets of the bill. Statistically, 80 percent of [people filing for bankruptcy] make less than their state's median income.