They exist to ensure the affordability of homeowners insurance.

It is important to note that releases like this are used uniformly in the American workplace in connection with business and they have consistently, when challenged, been upheld in the court.

You just need to let your adjuster know that. Tell them, 'This is the type of damage I think I see,' so they can take care of you accordingly.

I can tell you we are aware of those kind of allegations, and we have seen claims where we view the fire as suspicious.

We have a mandate ... to protect ... the treaties, to ensure that they're there and that we don't give up any of our rights from the treaties,

The insurance industry communicates through codes and check-off boxes. If there's no check-off box for you, you don't exist.