These results are not spectacular. If you don't take one-offs into account, the net profits are lower than expected.

This is of limited impact for KBC. The main thing is that it will free up some capital but in the grand scheme of KBC, it won't be very much.

They did much better than we expected.

But because of the limited information, we do not really know why that is the case.

When you have a performer as talented as Bill Murray or as Harold, that can write as well as they can perform, you can do a final draft on the set if you think of it that way.

People without firmness of character love to make up a fate for themselves; that relieves them of the necessity of having their own will and of taking responsibility for themselves.