These figures start getting bigger and bigger and bigger each year.

But this is just the start of something much bigger.

[Murphy uses a three-year chart of the XLV alongside the ratio of the XLV to the S&P 500 Index, providing a measure of health care's relative strength. When it rises, the implication is bearish for stocks.] Their relative strength ratio rises when the market is weak and falls when the market is strong, ... The fact that it's been rising for most of 2005 is a sign that money is moving into more defensive sectors in an aging bull market--another reason why health care is an attractive choice right now.

The clay figures don't keep well. They do keep for a year or two, and then the clay cracks up and falls off the skeleton. I guess they could demand a facelift.

I could either just kind of halfway give up for the year, or start playing every week and try to get myself back into a decent position. I really just decided I wasn't ready to give up on the game yet, so I just decided the best way to go about getting myself back into a better position would be to just start playing every week.

We'll do it again next year. We're hoping to make it bigger and better every year.