These few factors will keep most people out of trouble and allow them to look at many exciting opportunities.

If they have not issued a financial statement, that's a company to stay away from. You can't do any evaluation without looking at assets and revenues.

Any area where institutions are not involved is great for individuals. When the institutions aren't involved, the price is less conditioned on market movements and more based on the company's fundamentals.

If you look at the universe of the 7,000 or so stocks that are priced this way, most of them you wouldn't want to touch,

I think our pitchers relaxed a little bit with a big lead. As soon as you relax, you're in trouble.

We will continue to follow up directly with people who may have been exposed to the virus.