These are all really good, reputable companies that just happen to sell cruises for a lot less than you would pay buying from the cruise line directly.

Companies typically borrow money at less than their return on equity and therefore compound their return at the expense of lenders.

It's very disconcerting if they are going to sell those papers to companies or individuals or who knows what in cases where the quality may not be assured.

If you're just a nice guy - you don't let people walk on you - but if you're just a nice guy and treat people right, good things happen.

If a few companies were less greedy, the people at the bottom would have a lot more.

I think it (the sell-off) was very overdone. For some of these companies, the fundamentals remain very strong.