David Berson
Related ALAN GREENSPAN Rising rates and a flatter curve have fueled investor demand. If rates fall, we would expect to see ... MARGARET KERINS The flip side is that mortgage interest rates are now in decline, which will give the market a littl... HOWARD MORLEY So far this year, fixed-rate mortgage rates have risen only slightly. Long-term mortgage rates are o... FRANK NOTHAFT This is in line with our expectation that demand for new housing would 'cool off' towards the end of... BRIAN BETHUNE There is no denying that 2005 has been a tremendous year for the housing industry. Very favorable in... DAVID PRESSLY Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort... FRANK NOTHAFT That said, January housing starts were the highest in over 20 years, and that is based on higher rat... FRANK NOTHAFT That said, January housing starts were the highest in over 20 years, and that is based on higher rat... FRANK NOTHAFT We have said throughout the campaign that New Zealanders would pay for National's tax cuts through h... MICHAEL CULLEN WILLIAM ADAMS The strength of the housing market this year continues to surprise, despite rising home prices and s... GREGORY KLUMP Higher interest rates are beginning to take a toll on how people view their finances. Mortgage rates... VINCENT BOBERSKI There's already been a considerable softening in housing demand which preceded the recent rise in mo... RICHARD DEKASER Despite the gradual rise in mortgage rates over the last two months, housing starts were actually up... FRANK NOTHAFT Housing has peaked and we're expecting some moderate weakening in 2006. It's starting to turn into a... JOSHUA SHAPIRO The decline in starts shows that higher interest rates are impacting the housing market. That is a s... JAMES CARON The short-term interest-rate level at 4.25 on fed funds provides mortgage rates which definitely won... KIT JUCKES Low mortgage rates continue to fuel the housing market, making homeownership more attainable to a br... FRANK NOTHAFT The drop in mortgage interest rates is offsetting higher home prices, so housing affordability condi... MARTIN EDWARDS We've thought for a long time this housing cycle was a little different from those of the past, in t... DAVID JORDAN Taking into consideration the fact that mortgage rates have fallen from the earlier peak at the end ... FRANK NOTHAFT One of the reasons we had the housing market surging ahead was because of the low cost of borrowing ... ALAN GIN Any way you slice it, the report suggests homebuilding is holding up quite well, and it will continu... DEAN MAKI Being present is being connected to All Things. S. KELLEY HARRELL, M. DIV. People who calculated what they could afford when rates were 5.25 percent have realized their mortga... ANTHONY HSIEH It's pretty clear that housing is slowing. Rising mortgage rates and the very fast rising homes pric... CELIA CHEN Things are getting tougher in New Zealand. While the rest of the world hasn't really priced in the r... JASON TEH It was no great surprise that housing starts rose for the second time in three months since mortgage... FRANK NOTHAFT We had a huge increase this year and it's unlikely that it can be sustained at that level. With inte... DAN CASTRO BRIAN HARRIS Although down somewhat, the purchase market continues to benefit from strong job formation and long-... BOB WALTERS Canada's housing markets remained robust in early 2006, despite slightly higher mortgage rates. Howe... CRAIG ALEXANDER Once the housing market begins to recover, I would phase out the mortgage tax deduction. JOSHUA A. TUCKER The incomes of working families simply have not kept pace with rising housing prices. And this is de... JEFFREY LUBELL I would not have predicted that it (the market) would have been as active as it has been this early ... CARLTON LUND All forecasts are for interest rates and mortgage rates to go up a little bit again this year. It co... KATHY DECK Somewhat slower (economic) growth, higher interest rates and volatile gas prices all add up to auto ... MARK FIELDS There were some things that needed further explaining and we agreed that he would treat that amount ... CYNTHIA DIAZ The higher prices, along with any increase in mortgage rates, could make negotiations between buyers... DAVE OTTO The market has every excuse in the world to be down right now -- higher oil prices, higher interest ... EDWARD BRETSCHER Consumer spending has kept the economy moving, and when initial holiday sales were better than expec... FRANK NOTHAFT The market has slowed down just a bit, just because we're coming to the end of the year, and also mo... ANTHONY ROMERO BILL GROSS Lack of uncertainty around the Iraq conflict caused bond market yields to reverse their downward spi... FRANK NOTHAFT One reason the 10-year note yield has risen so much this week is that investors are worried that the... CHRISTOPHER LOW As long as housing prices don't go down, consumers have more equity they can borrow against. If mort... PETER MORICI RUSH LIMBAUGH Since the Reserve Bank of Australia raised rates in March, the housing market has just been going si... MICHAEL EVERY I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ... KELLY JONES New home sales surprised the experts. The Commerce Department said that new home sales were up by 13... SONJA RUDD They say that the market rises on a wall of worry. And I think that you are going to hear more and m... BERNIE PICCHI What we have created over the past year is simply the flexibility to respond to the market demand as... CEO BEDFORD What we have created over the past year is simply the flexibility to respond to the market demand as... CEO BRYAN BEDFORD Overall, the mortgage approvals and lending data indicate that the more robust housing market activi... HOWARD ARCHER As far as the biggest surprise goes, it would have to be that the increase in energy costs did not i... GEORGE SCALISE The housing sector has likely passed its peak. The boom is winding down. I expect continued softenin... DAVID LEREAH The 30-year [fixed-rate mortgage] came in under 6 percent for the last 22 weeks of this year. As a m... AMY CUTTS The 30-year [fixed-rate mortgage] came in under 6 percent for the last 22 weeks of this year. As a m... AMY CREWS CUTTS The housing market will continue to moderate both this year and next as demand for home ownership ea... BOB DUGAN I'm surprised at the speed with which the market has gone up. It's premature and my guess is that ra... PAUL NEWSOME Even though [mortgage] rates have been up a little bit, they're still, from a 30- to 40-year perspec... DOUG DUNCAN None of the fears about supply have gone away and demand growth shows no sign of slowing. That makes... GEOFF PYNE The small increase in mortgage rates in November may have prompted many prospective homebuyers to ju... GREGORY KLUMP We have seen a continuation of the hotel recovery in almost all areas of the world helped both by hi... BRIAN WALLACE A lot of policy makers have no idea what a very small percentage of what they think is affordable ho... GAYLE ALBEE Buyers were faced with higher mortgage rates, increased inventory levels, and bold predictions of ma... DAVID WLUKA The downside risks of higher interest rates and slower earnings growth are becoming greater. ANDRE CHABOT If you bought a house at the top of the market with an adjustable-rate mortgage, knowing that long-t... MARCI ROSSELL JAMES SUROWIECKI Last Friday's unexpectedly weak employment report caused interest rates on long-term Treasury bonds ... AMY CUTTS Last Friday's unexpectedly weak employment report caused interest rates on long-term Treasury bonds ... AMY CREWS CUTTS The market is showing a good improvement. Some points of concern, including in the political sphere,... MARCELO PORTO When mortgage interest rates first began to rise from record lows, it appears some buyers jumped int... DAVID LEREAH While some of the decline was related to the effects of Hurricane Floyd, the fact that all four regi... STEVEN WOOD Right now, we have almost no customers in that market, ANNE ROSS This is a sign that the housing market is not exempt from the laws of gravity, ANTHONY CHAN Coming off such a low base, higher rates are confirmation we're in an economic growth cycle, as oppo... JOE KALINOWSKI BAYARD RUSTIN In the feasibility study, we assumed it would be a four-year construction period, but that may have ... RON CARMAN The reality is that as we enter the new year, the big caps continue to dominate the market as they h... MARSHALL ACUFF No one's going to be keen to buy the market now with the ECB meeting looming. We're likely to get mo... CHARLES DIEBEL In the past, the market has absorbed home price increases with household income growth. Well, we had... J. LENNOX SCOTT Even with the higher number of residential sales in March, total sales for the first quarter showed ... HARVEY SHAPIRO Earlier in the year when we had a high interest rates, the sentiment was that housing would slow dow... MARIA FIORINI RAMIREZ MARISSA MEYER It was in a market that was growing but has declined, at least as far as housing starts. What it all... JEFF NOBERS The good news is that inventory levels are improving and housing supply will come closer to buyer de... DAVID LEREAH Among sectors that rose were, as well as transport, food and housing, which points to internal deman... TOMAS FLORES As we expected, mortgage rates moved upward a little in response to the current volatility in the fi... FRANK NOTHAFT The onset of 2005 bodes well for the housing industry. Long-term mortgage rates are currently below ... AMY CUTTS The onset of 2005 bodes well for the housing industry. Long-term mortgage rates are currently below ... AMY CREWS CUTTS Volatility and interest rates are higher. Those are things that help hedge funds perform. We think p... ROBERT SCHULMAN You did have a confluence of factors here that would have helped this, ... Mortgage rates continue t... KATHLEEN STEPHANSEN The interest rates are at its lowest point now because of the economic turmoil. People in the market... ZENG HAN JUN The 10-year bond looks like it's headed higher, so I think the feeling is starting to pervade Wall S... BARRY HYMAN Unless or until the revival in the housing market translates into higher consumer demand, it is the ... GEOFFREY DICKS Entry level housing is actually subsidizing the market for higher-end housing. FRANK MORO Compared to the 30-year fixed mortgage, the 40-year fixed mortgage offers monthly loan payments that... THERESA PARKER Historically, every year that companies were net buyers of shares, as far back as we have data, the ... CHARLES BIDERMAN
More David Berson
We obviously track the mortgage activity and understand that overall share, but we don't focus on ho... DAVID BERSON In some parts of the country, affordability has fallen to levels we have not seen in 20 years. DAVID BERSON We'll still be doing a lot of this content. It just won't be in a stand-alone show. DAVID BERSON We expect housing activity to drop about 8 percent this year -- it's primarily because of the invest... DAVID BERSON At some point in the future, California probably will have another big housing recession. It is poss... DAVID BERSON We don't have enough data to know how big a problem this will be. DAVID BERSON We can't find a period when the investor share of home sales has been higher than in the last year. ... DAVID BERSON It's possible the condo market could see a very big drop. DAVID BERSON Fortunately, continued job and income growth and the overall economy growth will help to offset the ... DAVID BERSON People come to yoga to find themselves. Stretching releases tension, but there?s also a meditative, ... MARTIN BERSON Use due diligence. Check out a few instructors and cross compare. There needs to be more happening i... MARTIN BERSON By revealing that balance, you make contact with inner joy and peace. MARTIN BERSON You get the effects immediately of the feeling of yoga, which means ?to yoke together.? It?s a uniti... MARTIN BERSON My biggest objection to Marxism has been the presumption that industry should exist at all. I think ... DAVID DAVID KATZMAN LARRY DAVID DAVID HAREWOOD DAVID HAREWOOD In the last couple of years I've been facing down a lot of the demons of the past and trying to ... DAVID COVERDALE George W. Bush: a person who is the ultimate outcome of the American condition. Someone promoted abo... DAVID LANGE DAVID LYNCH Studying consciousness tells us more about how the world is fundamentally strange. I think we have a... DAVID CHALMERS DAVID HARE DAVID TENNANT DAVID LETTERMAN DAVID CRYSTAL DAVID ATTENBOROUGH DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BAILEY DAVID BOWIE LARRY DAVID DAVID BOWIE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID BYRNE DAVID THEWLIS DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID BOWIE DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID CASSIDY DAVID HAREWOOD DAVID HUME DAVID ATTENBOROUGH DAVID RUSSELL DAVID MITCHELL DAVID LYNCH I believe that the war on drugs is a tragically misplaced use of resources - an immoral venture that... DAVID HARSANYI Once you get over the culture shock, Filey is a pleasant spot, particularly at the beginning or end ... DAVID HEWSON Robots have gotten steadily more capable, but humans' expectations that robots should have minds... DAVID HANSON DAVID SEDARIS College is a magic time. Yes, you're young and fickle, but you want to be part of this college e... DAVID SZE DAVID MAMET DAVID LACHAPELLE Gribenes have been referred to as Jewish popcorn or kosher pork rinds. It's basically chicken sk... DAVID SAX Texas hold 'em is all about folding and waiting for that time that comes up every hour or two wh... DAVID EINHORN I spent most of high school working on the debate team, probably at some expense to my grades. Being... DAVID EINHORN During my freshman year at Cornell, I joined my dorm's intramural football team. At the first pr... DAVID EINHORN I rooted for the Milwaukee Brewers and its stars, Robin Yount and Paul Molitor. I went to a lot of g... DAVID EINHORN I've got a fantasy-baseball team with my brother. But I have to admit, he does all the work. DAVID EINHORN My father and grandfather were businessmen. The family business was Adelphi Paints in New Jersey. Wh... DAVID EINHORN There's more at risk in what happens in Microsoft than I could ever bet on a poker table. DAVID EINHORN On my best days, I fancy myself a combination of Dad's persistence/patience and Mom's toughn... DAVID EINHORN Both poker and investing are games of incomplete information. You have a certain set of facts and yo... DAVID EINHORN DAVID CRYSTAL LARRY DAVID Mathematics knows no races or geographic boundaries; for mathematics, the cultural world is one coun... DAVID HILBERT Every spring, this country will be reminded of the Lady from Texas. As trees bloom and flowers carpe... DAVID MIXNER If you're a reporter, the easiest thing in the world is to get a story. The hardest thing is to ... DAVID HALBERSTAM DAVID TENNANT I checked out all types of tobacco trying to find one that would be easiest to live with, I ended up... DAVID STRATHAIRN DAVID LYNCH DAVID HOCKNEY DAVID HUME Lion sounds that have not grown from the mouse may exude naked power... but cannot convey any wisdom... DAVID WHYTE DAVID HUME Mathematics is a game played according to certain simple rules with meaningless marks on paper. DAVID HILBERT But Dr. Smith says, and I believe it to be a true state of the case, that he himself gave a course o... DAVID RITTENHOUSE I played hockey in the winter, and then I would play golf in the summer. But I always knew I'd b... DAVID HEARN DAVID HOCKNEY Through the years I've been getting better and better and better, and it's what you learn th... DAVID ORTIZ 'The Sopranos' is filled with really retrograde humor. Bathroom humor, falls, stupid puns, b... DAVID CHASE I am more weary of life, I think, than ever I was. DAVID BRAINERD DAVID LEVITHAN You can't take a knife on a plane anymore, but you can get on carrying a virus. DAVID QUAMMEN LARRY DAVID LARRY DAVID LARRY DAVID LARRY DAVID LARRY DAVID LARRY DAVID LARRY DAVID LARRY DAVID LARRY DAVID LARRY DAVID LARRY DAVID
Fixed mortgage rates remain at historically low levels and thus should continue to fuel reasonably s... 
Should the global economy suffer a period of slower demand, which is a distinct possibility given ri... 
The failure of Socialism since 1945 is that whilst encouraging us all, the creators of wealth, to pr... 
It's just that other areas are more attractive, such as the mortgage market, 
So much value has been lost in the housing market that people are now buying. If there's any act... 
The financial crisis of 2008 was not caused by investment banks betting against the housing market i... 
We demand that segregation be ended in every school district in the year 1963! We demand that we hav... 
His eyes softened into something almost like amusement, as if such a ragged appearance was all one c... 
I gave a funny speech at my wife's birthday party, and I'm thinking, 'Hey, I've stil... 
The area where I grew up in Birmingham was very diverse - I was aware of my race but not overly awar... 
Birmingham people are the salt of the earth, and I've carried that with me all around the world.... 
Stories hold conflict and contrast, highs and lows, life and death, and the human struggle and all k... 
Thought is the wind and knowledge the sail. 
The Doctor' is the kind of character - because the guest cast is changing all the time, there ar... 
It's so warm now, and Thanksgiving came so early - is it just me, or does it not really feel lik... 
Bilingualism lets you have your cake and eat it. The new language opens the doors to the best jobs i... 
I can mention many moments that were unforgettable and revelatory. But the most single revelatory th... 
Being dyslexic, I was told that I was an idiot all the time. 
Every man who is high up loves to think that he has done it all himself; and the wife smiles, and le... 
I didn't try and do fashion pictures. I tried to do portraits of girls wearing dresses. 
Everything I read about hitting a midlife crisis was true. I had such a struggle letting go of youth... 
I had a wonderful childhood, which is tough because it's hard to adjust to a miserable adulthood... 
You would think that a rock star being married to a supermodel would be one of the greatest things i... 
People use irony as a defense mechanism. 
Sometimes it's a form of love just to talk to somebody that you have nothing in common with and ... 
I knew I wanted to have a doll of myself on the cover. I thought, I wanna see myself as a Ken doll. 
I like time off. I'm not a workaholic. 
I've had an awful lot of good fortune. 
Every day is a blessing - not to get too schmaltzy, but, really, it is. 
You can't be 24 again; you can't be new when you're 40 years old. 
All my big mistakes are when I try to second-guess or please an audience. My work is always stronger... 
We live in a world of strange priorities, where Kim Kardashian buying a Lamborghini creates internat... 
The law always limits every power it gives. 
There are some four million different kinds of animals and plants in the world. Four million differe... 
Life to me is a journey - you never know what may be your next destination. 
False modesty can be worse than arrogance. 
This whole world is wild at heart and weird on top. 
If you read somebody's diary, you get what you deserve. 
What I value most in my friends is loyalty. 
I'm a photographer, period. I love photography, the immediacy of it. I like the craft, the idea ... 
Language itself changes slowly, but the Internet has speeded up the process of those changes so you ... 
I'm a good person, I hope. But I'm never as good as I want to be, never as nice as I want to... 
Smoking calms me down. It's enjoyable. I don't want politicians deciding what is exciting in... 
The rules of morality are not the conclusion of our reason. 
Enjoyment of the landscape is a thrill. 
The important thing is for the characters to feel real, and to be given the humanity they are due. T... 
In those days, reserve duty lasted for six years, which, I might add, was three times as long as ser... 