When (home-price) appreciation gets too far away from income, you are more likely to see a decline i...
BETH HAIKEN When one or more of those gets out of balance, that's when risk tends to go up.
BETH HAIKEN Milwaukee has been a pretty steady market, where appreciation has moved pretty close to income. Risk...
BETH HAIKEN People often ask us, 'How should I take all this?' We'd just counsel prudence at this point. This is...
BETH HAIKEN We're concerned for borrowers because they may not fully understand what may happen. In three or fiv...
BETH HAIKEN You really can't have a situation where something as basic as home prices gets that far away from ec...
BETH HAIKEN As a kid, I was always mad - just noticing the women at Thanksgiving, running around the kitchen, wh...
BETH DITTO A beautiful plant is like having a friend around the house.
BETH DITTO It's not the winning that teaches you how to be resilient. It's the setback. It's the lo...
BETH BROOKE My dad would always say, 'Girl, you've been given gifts. Use them.' And what he meant by...
BETH BROOKE I was born fat and have always been, which was just fine and even healthy and cute until I turned te...
BETH DITTO Setbacks are just learning experiences.
BETH BROOKE I'm shameless, and I love a pun. There's a lot of Beth puns.
BETH DITTO Let's get one thing straight: there's no such thing as the Bristol sound.
BETH GIBBONS The upside to smoking is that you get to be social. I was looking for a light when I bumped into Ben...
BETH ORTON I enjoy doing fun things outdoors with my son to stay in shape. We like camping together. After a we...
BETH RIESGRAF My dad liked to boil a squirrel head and suck the brains out the nose. Smaller than a chicken, bigge...
BETH DITTO We are, at least in part, who we remember ourselves to be. Take away our memories, and you take away...
BETH REVIS I've belched a lot more since I had gall bladder surgery. I don't know why.
BETH DITTO I tried to start a theatre in LA and failed miserably, but I was probably not meant to raise money.
BETH HENLEY I think that people have to be able to see two sides of the coin to survive because it is a racist s...
BETH HENLEY I think I had a job in a children's theatre. I taught badly because I was into nihilism at the time ...
BETH HENLEY I remember not knowing what a cue light was because I'd never worked in a production that was high c...
BETH HENLEY I love writing for the screen.
BETH HENLEY I just loved being divorced from my own wretchedness.
BETH HENLEY I grew up in Jackson, Mississippi, really in suburbia, so my mother was in community theatre plays.
BETH HENLEY I didn't really know how to get it to a producer or how to get it to an agent. Nobody's going to loo...
BETH HENLEY I did write a couple of original screenplays, but I'd rather write plays.
BETH HENLEY But here's the thing: what you do as a screenwriter is you sell your copyright. As a novelist, as a ...
BETH HENLEY Jessica. For god's sake," he said. "Allow me to do at least one common courtesy for you. In spite ow...
BETH FANTASKEY Choice or no, my heart is his.
BETH REVIS Where do you. come from?" Frank challenged, puffing his chest, a little bolder now that he could bre...
BETH FANTASKEY Why did I sign up for this?'

'Because we grow by challenging ourselves.
BETH FANTASKEY "He started hating me, cause I couldn't laugh at his jokes. I just started finding it impossible to ...
BETH HENLEY I don't suppose you have to believe in ghosts to know that we are all haunted, all of us, by things ...
BETH GUTCHEON What is clear is that business leaders must commit to champion change - to be transparent about thei...
BETH BROOKE What I loved about the acting class was that you got to think all day long about a person that wasn&...
BETH HENLEY Portland is a place where you can find a community as a feminist, a vegan or a fat activist. Artists...
BETH DITTO I didn't have a fireworks moment for my salvation. I had a falling in love with Jesus in Sunday ...
BETH MOORE Tone is so important because you can have a great script just be ruined with the wrong director - if...
BETH GRANT God wants us to believe Him to be huge, even if we don't know what to believe Him for in a parti...
BETH MOORE I knew that if I wanted to stop being a pushover I had to get comfortable with small rejections myse...
BETH DITTO The fans of 'Speed' are very different from the fans of 'To Wong Foo,' which are dif...
BETH GRANT More than the sound of my own beating heart, I miss the sound of a ticking clock. Time passes. It mu...
BETH REVIS I have this vintage Valentino clutch. Ughhh, it's so pretty! Also, I'm not a big fur person,...
BETH RIESGRAF As a business that's strategy-focused, I regularly experience bias on the part of male clients who a...
BETH ZIMMERMAN Many of the environmental modifications of interest to women are so fundamental that I expect them t...
BETH ZIMMERMAN Women want to simplify what they perceive to be an unnecessarily complex shopping process. Above all...
BETH ZIMMERMAN When you go from one lecture hall to another or even home for the holidays, there is a desire to be ...
BETH ZIMMERMAN The key is for product manufacturers and developers is to maintain as much of the essential function...
BETH ZIMMERMAN Have some idea of how much you want to spend when you go into a contract with anyone. Allow approxim...
BETH YOUNG I always do landscape design with the functional needs of the homeowners foremost in my mind.
BETH YOUNG I think the confidence and optimism are there. I think they are really starting to believe. Confiden...
BETH YOUNG I heard her shout that she was good for 16. I told Simone I was going to hold her to it. She said, '...
BETH YOUNG There's still a lot of basketball to be played. We visit Allen on Tuesday and they're always tough. ...
BETH YOUNG We probably have six who can score 18 to 20 points. We have five to six which can easily do it.
BETH YOUNG We are the epitome of a true team. We don't have any superstars and everyone has stepped up in one w...
BETH YOUNG There's a lot more attention being given to board leadership than there was a couple of years ago. W...
BETH YOUNG You can't get down in this district. We started 0-2 and that makes it hard. You can't ever give up.
BETH YOUNG I'm still waiting on that one. We shoot about 30 percent and that would take about 300 shots. I thin...
BETH YOUNG It adds so much beauty to downtown, ... Fresh flowers in hanging baskets is a welcoming sign of a co...
BETH WOOD They are here in our city, they are visitors, they are welcome. We want to help them in any way we c...
BETH WOOD Everything we have today is donated. We have men with charcoal grills, we have tables and chairs don...
BETH WOOD Monies raised from the cruises will go to support the non-profit organization's efforts for travelin...
BETH WOOD A lot of students showed up, ... People milled around from shop to shop. The vendors were happy and ...
BETH WOOD This is the first study we've done with (the program). So it was a learning process, and because of ...
BETH WILSON It takes scarce dollars away from more effective programs that could help people stay out of trouble...
BETH WILSON There are a lot of liberty issues. I'm not sure these things are going to make us any safer and they...
BETH WILSON One of our best managers, her second language is English. We needed her to get better at English to ...
BETH WILSON One thing about the race itself is that it's totally unpredictable and that's why it's so fun to wat...
BETH WILSON After the Emmy the show picked up steadily through the seventh season, when they had people from 'Su...
BETH WILSON It's very irresponsible of legislators to invite costly litigation on something that they spent hard...
BETH WILSON I have no concerns about this project. I wholeheartedly endorse this development.
BETH WILLIAMS I was feeling pretty good. Then that weekend happened and every one of my teams went down. That's al...
BETH WILLIAMS I think we just needed to wake up and get warmed up. In the second quarter we lit it up.
BETH WILLIAMS Our focus at this hospital, today, yesterday and tomorrow, is to ensure a high quality of care. That...
BETH WILLIAMS Everybody gears toward stopping No. 22 and with everybody focused on Shelly Paige, it lets our other...
BETH WILLIAMS Only 5 percent of the death sentences were actually implemented, and I think that would be difficult...
BETH WILKINSON This was no mistake, no coincidence,
BETH WILKINSON This exciting program inspires young people to continue their education and consider law-related car...
BETH WILKINSON This is an ethical dilemma, and we did find several instances in which individuals stepped over the ...
BETH WILKINSON No matter how mad he makes you, don't do that,
BETH WILKINSON the death penalty was designed for.
BETH WILKINSON We never knew such a dark and horrible place existed in America until Timothy McVeigh sent us there,...
BETH WILKINSON He knew that death was a possibility and he didn't care,
BETH WILKINSON about as credible as sightings of Elvis.
BETH WILKINSON Agent Burmister found high explosives residue on Mr. McVeigh's clothing, including both his shirts t...
BETH WILKINSON Heartbreaking. I don't know what else to say about that. Frustrating.
BETH WALTERS Our errors killed us in one inning.
BETH WALTERS It was a pretty good job all around; the bats finally came through for us.
BETH WALTERS We made it interesting. That's what we have a tendency to do, whether we need to or not.
BETH WALTERS We had a pretty good game. We didn't hit but errors killed us. The players are still learning.
BETH WALTERS It's a tough way to start the season. We played well but a few errors hurt us.
BETH WALTERS In order for us to be successful, you have to have hitting throughout the lineup. Everyone throughou...
BETH VESA It's an awfully difficult sectional.
BETH VESA I thought in the third quarter we did a nice job offensively of being patient. We definitely need to...
BETH VESA I didn't think we were too rusty, we played pretty well. Actually, the break was tough for us, we ha...
BETH VESA The third quarter was bad for both teams and we were fortunate that they didn't capitalize on our po...
BETH VESA It's nice any game you can come out and execute and do things the way you're capable of doing. No ma...
BETH VESA The first three innings she mowed them down. In the fourth they got a couple of runs on her, but she...
BETH VESA It's been great having the support and for mom for being here.
BETH TWITTY Don't allow yourself to get into a condition where you are not able to defend yourself. This is not ...
BETH TWITTY I was confident I had taught her all she needed to know. But she'd built up a false sense of securit...
BETH TWITTY I was so glad to see that passport. Seeing it told me she was still on that island. Maybe I could fi...
BETH TWITTY It's such a difficult age. They're caught between a delicate balance of being under their parents' w...
BETH TWITTY Of course I'm encouraged about the news and the new development and the arrest, and I hope it leads ...
BETH TWITTY publicly acted as judge, jury and executioner.
BETH TWITTY One thing is we're going to have to have an answer. We're gonna have to. There's no way that I can j...
BETH TWITTY They have placed barriers to the advancement of the investigation. They should be replaced.
BETH TWITTY We hope that Aruba will show us they do have enforceable laws, such as perjury and obstruction of ju...
BETH TWITTY While we've heard a lot about the problem of obesity, only recently communities, schools and workpla...
BETH TRAPANI Despite efforts to address it, it's still a major health issue and a major challenge.
BETH TRAPANI Our society today has changed to the point where it's easier to be overweight than to be fit. We've ...
BETH TRAPANI While we've heard a lot about the problem of obesity, only recently communities, schools and workpla...
BETH TRAPANI In 2000, the CDC (Centers for Disease Control and Prevention) recommended this (tracking BMI) as a b...
BETH TRAPANI That's a good stinger for us. We needed an eye-opener, and every match is going to be just like that...
BETH TOCCI We keep plugging away. We work a lot of reception and getting more out of our serve. We have to comp...
BETH TOCCI Our focus was a lot harder this week on serve receive. And our kill efficiency was excellent. We use...
BETH TOCCI Our serve receive was huge. Our kids passed incredibly well.
BETH TOCCI It's nice, it's an honor. What a privilege to be able to defend a state title. So my job is to get t...
BETH TOCCI I thought we served well and I thought our back row defense was pretty good. I wasn't pleased with o...
BETH TOCCI It's a big job to find that many people to participate in this event.
BETH SWENSON I've requested every day off from work, so I'm waiting to get approved.
BETH SWENSON If people want to compete, they should be able to.
BETH SWENSON I was told I couldn't compete.
BETH SWENSON It's sort of a challenge to get food to people who can't find a way to eat.
BETH SWENSON A couple friends were going to volunteer last summer for the (Special Olympics Iowa) golf tournament...
BETH SWENSON I'm going to be one of the food service managers. Basically, I'll be feeding volunteers and athletes...
BETH SWENSON (Mary Greeley) is recruiting volunteers through its employee base to provide first aid. The hospital...
BETH SWENSON When I was a kid, I went to school in a small town. I wanted to play basketball - that was my dream.
BETH SWENSON Those cards and letters gave him more strength than anyone can imagine. They meant the world to him.
BETH SMITH Although the trip was physically and even emotionally draining, our group still had the ability to e...
BETH SMITH The state has two levels of funding because it makes sense. The district's decision makes no sense.
BETH SMITH We haven't gotten to really celebrate yet because we're filming right out of the chute. But we got w...
BETH SMITH You could be right about the elderly benefiting from the experience, but there are lots of questions...
BETH SMITH The chief of naval operations has outlined an aggressive enterprise IT strategy, and formation of th...
BETH SMITH We run generally about 15 teachers pretty much throughout the year. Many of them have classes that t...
BETH SMITH I want this to succeed for Tim, because if it succeeds for Tim, it succeeds for us, because we'll be...
BETH SMITH He was a hard catch. That's why I say he's my biggest and best catch.
BETH SMITH We're here to educate lawmakers on a poorly written bill that basically advocates for the fugitives ...
BETH SMITH We need to be more aggressive with our swings, ... But they are all things we can work on.
BETH SHELTON I was very pleased with our passing and defense, and we had some good heads up play, ... Overall, I ...
BETH SHELTON We're going into the game giving it everything we've got and hope to come home with a win.
BETH SHELTON She did very well in the tournament, but we knew she would, ... Beth is a steady player, she keeps h...
BETH SHELTON We have to focus on getting hitters to transition aggressively and play strong every time, ... We go...
BETH SHELTON Proceeds go for books for the library, and also every student gets one book for their birthday.
BETH SCHWIER We put tents up so they can sit in there and read.
BETH SCHWIER I would say mystery is probably the favorite.
BETH SCHWIER And there's a book scavenger hunt.
BETH SCHWIER Companies using electronic bill presentment generally achieve overall savings on their billing costs...
BETH ROBERTSON After 9/11, families were looking for things to do together and fun that was closer to home, and tha...
BETH ROBERTSON There are a lot of things in motion that will contribute to more bills being presented electronicall...
BETH ROBERTSON One of the things we know is that this is a worldwide trend. It's not just in the United States.
BETH ROBERTSON At this point, the market isn't that developed yet. Ten percent of all consumer bills will be presen...
BETH ROBERTSON It was great, a fabulous year. It was different than any other market I've been through in 36 years....
BETH ROBERTSON Companies using electronic bill presentment generally achieve overall savings on their billing costs...
BETH ROBERTSON Each subcommittee has a time frame in which they need to get their stuff finished in. Once they fina...
BETH RICHARDSON It will not be tax dollars.
BETH RICHARDSON The evacuation went smoothly. We practice it all the time.
BETH RICHARDSON It was three days away from being operational.
BETH RICHARDSON Thankfully, there were no reported injuries.
BETH RICHARDSON All they had left to do was take the caps off, pretty much. But those things are on schedules. A few...
BETH RICHARDSON We'll need a lot of volunteers to open their homes. We won't place any of those until after May 1 wh...
BETH RICHARDSON Luckily, we've had an outpouring of those who have called and said they'd be happy to provide housin...
BETH RICHARDSON There are a lot of non-profit organizations that are wanting to find a way to make money. A lot of v...
BETH RICHARDSON It was just an unfortunate accident, but the building performed exactly how it was built to perform.
BETH RICHARDSON He wasn't going to look at the Ivy League. I told him he didn't want me to tell his children that he...
BETH PUCHTEL We said, 'No, you didn't have to go there. You've got three more options. We couldn't talk him out o...
BETH PUCHTEL I think at first it was not a perfect experience. There was zero student participation. He would pla...
BETH PUCHTEL Dreaming. Numb. Totally numb. We walked out and said, 'What just happened?' He just obviously felt l...
BETH PUCHTEL The sense I got from the staff was, we would all like to be able to go and help but can't,' so they ...
BETH PAYNE One of the most emotional moments for me was when I was talking to a woman in a town that practicall...
BETH PAYNE I would give them things that they could use, ... While I'm doing that, I would try to talk to them ...
BETH PAYNE I don't need documentation. I know him as a person and Ricky would never do anything to hurt the dep...
BETH PAYNE We havent broken it down, ... When we met with (Johnson), thats not what she wanted. We opted not to...
BETH PAYNE It's so easy for us to have this immediate rush of we want to help right now,' and then time passes,...
BETH PAYNE We haven’t broken it down, ... When we met with (Johnson), thatÃ...
BETH PAYNE The Red Cross needs a lot of volunteers whenever there's a disaster, and it has a partnership with m...
BETH PAYNE I think you should only take your dog if it can get along with other dogs.
BETH PATTERSON When someone enters through the first gate, they won't let out the dogs playing inside the second ga...
BETH PATTERSON Dogs are not currently allowed in the park, but this law is not being enforced. This way the parks w...
BETH PATTERSON It's a praise to God for all that he's blessed us with, including all the patients that received hop...
BETH PATTERSON You can have all sorts of relationships, but there's something with musicians working together where...
BETH ORTON We're all like little ants who scurry around with the materials that are at hand right now. Each gen...
BETH ORTON The way I write, words can means lots of different things.
BETH ORTON The upside to smoking is that you get to be social. I was looking for a light when I bumped into Ben...
BETH ORTON I'd say my greatest fear is fear itself.
BETH ORTON I don't believe in trouble. Because I think that trouble is sometimes good, sometimes bad. I've been...
BETH ORTON Heaven is what we spend our lives trying to find.
BETH ORTON From the beginning, I wanted to make dance music with a human element to it.
BETH ORTON I think people are finally learning that it works.
BETH NAGUSKY The weather was a blessing in that it helped blunt the increase in prices.
BETH NAGUSKY It has been a blessing. It has helped us get through what otherwise could have been a more difficult...
BETH NAGUSKY We'd love it if other oil companies would make similar generous donations. Washington is failing us ...
BETH NAGUSKY She's really motivated by the team format, and that makes her so much more valuable on her high scho...
BETH MURRIN It's the deepest team we've ever had. It will be tough juggling that lineup, but that's our part of ...
BETH MURRIN We'll just keep working hard. We have to put more skills into our routines. I feel like we're strong...
BETH MURRIN We're concentrating on continuing to better ourselves. You want to win over another team, but there'...
BETH MURRIN She did a great job today. We threw in some skills last minute, and she went for everything. We've g...
BETH MURRIN I'm happy with what they did today. We're at the highest level we've ever been.
BETH MURRIN