There's always hope, ... Do the best you can with what you've got even if that means working longer or getting more aggressive in investments.

Ah, to be young and in love, in Southern California.

It would provide tax deductible interest if she needed to make a withdrawal, it would force her to pay it back, and that would discourage her from using it unless it's absolutely necessary, ... If she tries to save up in a savings account, something will always come up.

You can only control for what you can control. And without a really good understanding of the risk a hedge fund is taking, you're in the dark. And don't forget that what you're really buying when you invest in a hedge fund is your claim on a manager's skill and insight. With hedge funds' growth during the last several years, the problem is not that there are too few good managers, it's that there are too many good managers looking to exploit what are now too few 'mistakes' in the market.

This creates a kind of snowball effect in that you keep increasing the amount that you pay on the debt that is next on the list, and each subsequent debt gets paid off faster.

We needed all those foul shots for sure. We obviously came up with some clutch foul shooting down the stretch. Not only that, we overcame a big East Aurora crowd and we adjusted well to what the officials were calling.