There's a very wide variety of applications of this technology, anyplace where you want to combine services or combine transactions.

Movaris' customers require technology to automate tens, to hundreds of thousands of control activities across multiple worldwide business units and manage large volumes of changes in those activities. Certainty delivers broad Financial Control Management functionality to automate the day-to-day work performed in finance organizations, such as enforcing corporate policies, GAAP (Generally Accepted Accounting Principles), Sarbanes-Oxley, and other regulations.

We live during a time in which some shoppers shiver all Thanksgiving night only to trample one another to death in a sunrise race through the electronics store to buy gaming consoles that allow them to create avatars of themselves.

Our goal has always been to improve the loan origination process for our clients. Whether that's improving our technology or providing the connection to the third-party providers they want to do business with, we want to make sure that we are helping originators improve the way they do business.

I can see the technology in the market this year. It really depends, however, on moving both the movie studios and the distributors to this technology at the same pace.

You can't pick a site, then the technology. You really need to pick both simultaneously.