The way we look at it is it's not the whole market that is efficient or inefficient, ... What you have is inefficiencies in corners of the market. We try to focus on those inefficiencies.

The current system is cumbersome, not transparent and inefficient.

The market is in free-fall. This is certainly not a technical picture. The Nasdaq is falling apart and you don't know where the bottom will be.

The first lesson in civics is that efficient government begins at home.

The combined size of this market makes it a tempting target.

It's better to add hybrid cars and other fuel-efficient models to the company's lineup, as the market for those vehicles is booming. Consumers are purchasing them even though they are more expensive than conventional gasoline cars.