The way we finance homes in this country is slow, filled with middlemen, who run a nonstandardized evaluation process. This makes financing a home cumbersome and difficult.
Barry Ritholtz
Related There is a strong push among immigrants to purchase homes. About a decade ago, this country had a su... CELIA CHEN He wept because he was afraid now that he could not save Gabriel. He no longer cared about himself LOIS LOWRY We are taking this very seriously. The process is cumbersome, but it does provide for due process. ERIC BEHRENS The process within the EU has been a troubled one ... slow and cumbersome, ... a more energetic and ... STUART LEVEY I can't even SARAH VAN WATERSCHOOT That's it really; it's all love, whichever way you look at it, it's all love. How much you can Get f... GEORGE HARRISON Tea?” Daniel asked, signaling to the innkeeper. “Please. Or anything that is hot.” She pu... JULIA QUINN Finally, he reached his street. It was quiet, blessedly so, and the only sound was his own groan as ... JULIA QUINN His brows rose. “And how is it that you have come to be such an expert on scrapes and bruises?”<... JULIA QUINN Then, with a cheeky quirk of his brows, he leaned forward and murmured, “Would it be improper of m... JULIA QUINN Daniel chuckled. Whoever that poor girl was, he hoped his family was paying her well. And then,... JULIA QUINN Have you seen Frances?” He tilted his head to the right. “I believe she’s off rooti... JULIA QUINN He said he loved me,” she whispered. Daniel swallowed, and he had the strangest sensati... JULIA QUINN We don't anticipate that this is going to slow down the process. In fact, this is a simplified proce... ANN DAVIS I, the soul called Wanderer, love you, human Ian. And that will never change, no matter what I might... STEPHENIE MEYER It's a candid evaluation of what went wrong. It makes no attempt to target the president, indeed thi... BOB KERREY That's why this is such a slow process. GENE KITTS Let me put it this way. Canada is not so much a country as a holding tank filled with the disgruntle... MORDECAI RICHLER It is not the least bit coincidental that adults who commit suicide with firearms nearly always shoo... DAVID FOSTER WALLACE The way isn't a circle and never can't be a circle unless you repeat the same after the same. Is it ... DEYTH BANGER I think of how perhaps the best way to fly would be with hands full of earth, so you always remember... ALLY CONDIE Nathan "N.R." Gaddis did not say :: 2109 fellow Goodreaders [can’t be wrong] gave [K... NATHAN "N.R." GADDIS By the side of the everlasting Why there is a Yes--a transitory Yes if you like, but a Yes. E.M. FORSTER If this is 'normal,' we have a serious problem in this country. The federal government ought to be e... BENNY ROUSSELLE This is an effective way of handling the life insurance application process that was previously slow... BRUCE RATZLAFF This life is a process of learning. LAURYN HILL Life is a process. We are a process. The universe is a process. ANNE WILSON SCHAEF Every gay home in town is filled to the rafters with friends and relatives from New Orleans, ... The... ROBERT BAXTER You hold substance in my psyche SARAHBETH PURCELL The bigger bubble is actually in the financing of homes. ED YARDENI The decline in home equity makes it more difficult for struggling homeowners to refinance and reduce... BEN BERNANKE This poem is very long So long, in fact, that your attention span May be stretched to its ... COLLEEN HOOVER He and Barry Bonds are the two greatest hitters in the game right now, I've always thought that, and... JASON MARQUIS Your heart just breaks, that's all. But you can't judge or point fingers. You just have to be lucky ... AUDREY HEPBURN Think of the old cliché about the mind being 'an excellent servant but a terrible master'. This, li... DAVID FOSTER WALLACE He ran his knuckles over her cheek as their gazes met and held. So much. He had been given so much.<... VICTORIA LYNNE Home-buying is not a snap decision -- people mentally prepare for it and search for homes, and this ... LAWRENCE YUN My fashion is part of who I am, and though I was not born with these clothes on, I was born this way... LADY GAGA This whole process of offenders in nursing homes happened under the radar until now. This bill creat... CARA SMITH Mr. Robles is not the type of person who wants to run away from this. He is very interested in coope... GEORGE SHAFFER It's amazing to see. Barry comes up, they boo, then Barry hits a home run and they all start cheerin... JACK TASCHNER But it is a pipe." "No, it's not," I said. It's a drawing of a pipe. Get it? All representation... JOHN GREEN This was not a home run. This is a foul ball. JENNIFER BRACERAS The process now is long and cumbersome and is not encouraging to businesses. RICHARD AVOL This really makes me furious, ... We have a country that is in a very delicate situation. EZER WEIZMAN Within a few weeks of offering the homes in Cary we sold all the lots we could sell in the grand ope... BRUCE KARATZ It was a privilege to work with Barry. He taught me a lot about people and the process we learned a... SUZANNE ANARDE Thought seasonable factors may be part of the explanation for falling prices and declining home sale... LEONARD ZUMPANO When drugs itself are a treatment, what further treatment do you want. APURVA GAGLANI She recalled how Pauline had fallen off a bus one night, late, went skidding into Creedmoor. In a no... ALICE MCDERMOTT I had no illusions about love anymore. It came, it went, it left casualties or it didn't. People wer... SARAH DESSEN Coraline nunca había comprendido qué motivo había llevado a alguien a pintar un cuenco con frutas... NEIL GAIMAN Before you start talking or writing, be clear about the message you want to deliver to your audience... SOTONYE ANGA At 37 percent new homes, this is a very strong new home market. BERNARD HELM We saw this in manufacturing -- firms started off slow and stayed close to home, HEATHER BOUSHEY When you are on your purpose, your preoccupation isn't what you don't have yet. You've already drunk... ASSEGID HABTEWOLD The disposal process will be by a transparent and internationally open auction. I think this is the ... ALESSANDRO PROFUMO Life is filled with difficult decisions, and winners are those who make them. DAN BROWN All of life is a foreign country. JACK KEROUAC Weird makes you truly sexy in a way the world can never know. CRAIG GROESCHEL Moderation, we find, is an extremely difficult thing to get in this country. FLANN O'BRIEN This is a slow process, because once you start pushing, it starts pushing back. CARMINE ROMANO His life seemed like a deck of cards, and in the midst of all those two’s and three’s someone ha... TEKOA MANNING It's frustrating to start slow like this. But you got to look at the long run. It's a process. Once ... REGGIE ABERCROMBIE All this high-vacuum equipment is expensive and cumbersome and also incompatible with materials like... JACK MCCARTHY This financing commitment is a foundational element of our strategy and paves the way for execution ... HARRY STYLLI Now we have one chance in some case, as in this body but in other body we will have + one because we... DEYTH BANGER Our failures in charity are chained to a narrowed vision of the world that makes too much of the dif... REBECCA GOLDSTEIN To run this country, to deal with the most complex and difficult problems, you need judgment and ner... ARIEL SHARON We are disappointed in the decision that the Board of Finance has made. We feel this was a very tigh... BECKY COFFEY We're very confident in the process that we've been following. This is a good example of the kinds o... BECKY HULTBERG I am not better than you because of my religion, color, culture, education, status, wealth, etc. I a... NAJWA ZEBIAN The implementation of this system in Europe is an important milestone for Oracle and Key Equipment F... JOE MORGAN For these beings, fall is ever the normal season, the only weather, there be no choice beyond. Where... RAY BRADBURY If we are to persuade all students to do quality work, we must involve them deeply in the process of... WILLIAM GLASSER The process that was devised for casting a ballot was simply too cumbersome, too time-consuming, and... WAYNE CORNELIUS If we end up doing some kind of financing, we will probably finance both buildings together. BECKY ANDERSON We have made the difficult but necessary decision to complete this process with the help of the cour... BRUCE LAKEFIELD The Philippine government is deeply satisfied with the talks. We see on the horizon growing popular ... SILVESTRE AFABLE We are really in a public-private partnership as we run this country in some form or another. DANNY WILLIAMS Start seeing a way for yourself. Stop seeing a way for others. APURVA GAGLANI What we have to do is allow the people to set the agenda for this country and not the special intere... BILL BRADLEY This is a tremendous boost for Augusta. The homes are beautiful and this is a great way to attract m... PHIL WEBER In this age, which believes that there is a short cut to everything, the greatest lesson to be learn... HENRY MILLER Most companies that are interested in working in the poorest places don't know how to do it right no... JEFFREY SACHS With a case this notable and with the death-penalty issue, it makes it more difficult to seat a jury... ERIK FRIEDLY Walk-off home runs work magic. This is huge. We knew we were coming back. And with that home run? Yo... JUSTIN PIGOTT The construction is all up in the air at the moment. With all the delays in the process, we have to ... JOHN REED You're full of contradictions, Ms. Wallace." I looked up at him and arched a brow. "I'm a girl... TAMMARA WEBBER Barry has a history of being generous to the Hall of Fame. Though he hasn't donated anything from ho... JEFF IDELSON We welcome this announcement, ... The Australian government has announced a judicial inquiry on this... MARK VAILE The only way he could have her was to shatter this stubborn faith of hers. In doing so, would he sha... FRANCINE RIVERS We don't anticipate playing our starting players for long. The two major keys to this game is to com... JACK DEL RIO We've got some hitters. Everybody in this lineup can hit a home run. We have a much better hitting t... FRANK CHEEK We should all commend them for their dedication to this issue and for working with the people who ma... RALPH YOUNG Please be SILENT and LISTEN. I am the SCHOOLMASTER and you are in the CLASSROOM. Just... PSEUDONYMOUS BOSCH Netscape is less and less of a priority for AOL Time Warner, and this is just another step in the sl... DAVID HILAL This boost will help us get back on our feet. This is a great city filled with good people who care. JOYCE MAJEWSKI We are extremely pleased with the closing of this financing, which reiterates the commitment and con... DAVE LEONARD We are thrilled to be partnered with this group for this program. The relationship is ideal because ... ERNIE BLOOD
More Barry Ritholtz
Shopmas now begins on Thanksgiving Day. Apparently, escaping the families you cannot stand to spend ... BARRY RITHOLTZ Many hedge fund managers have become billionaires; perhaps this - plus their reputations as the smar... BARRY RITHOLTZ The simple reality of life is that everyone is wrong on a regular basis. By confronting these inevit... BARRY RITHOLTZ History is replete with examples of tech firms that were marginalized by new companies and technolog... BARRY RITHOLTZ A well-designed 401(k) plan is an enormous competitive edge when recruiting and retaining employees. BARRY RITHOLTZ Hedge fund managers charge so much more than mutual fund managers; alpha is even harder to come by. ... BARRY RITHOLTZ Rather than engage in the sort of selective retention that so many investors tend to do and pretend ... BARRY RITHOLTZ You can blow on the dice all you want, but whether they come up 'seven' is still a function ... 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BARRY RITHOLTZ Often, investors will discover a manager after he's had a terrific run, usually when he lands on... BARRY RITHOLTZ I credit Google for having the foresight to identify threats to its main business of selling adverti... BARRY RITHOLTZ In social media, people cannot build big followings organically unless what they are putting out to ... BARRY RITHOLTZ Despite all the media coverage, glitz and glam of hedge funds, they have not done well for their inv... BARRY RITHOLTZ Any Wall Street advertising that does not go into the boring details of methodology is most likely t... BARRY RITHOLTZ You have a natural tendency to want an emotionally satisfying tale - and to make investments based o... BARRY RITHOLTZ Mutual fund managers want your money in their funds. They get paid based on assets under management. BARRY RITHOLTZ Yearly data put the rest of the noise into perspective. Most of the weekly or monthly random up-and-... 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BARRY RITHOLTZ If I am going to trash others for their dumb predictions, I must at least hold myself to the same so... BARRY RITHOLTZ One thing I detest most about the financial press is the lack of accountability. All sorts of nonsen... BARRY RITHOLTZ Active management leads to lots of poor investor behavior. It sends people chasing after whoever has... BARRY RITHOLTZ You, your employer and your plan's investment managers fail to follow even the most basic rules ... BARRY RITHOLTZ TV producers want ratings and are willing to do nearly anything to get them. They gin up artificial ... BARRY RITHOLTZ Anyone can make an article longer; the skill is keeping it tight and lean. BARRY RITHOLTZ Once you research an idea, you begin to develop a perspective. Writing about anything in public, oft... BARRY RITHOLTZ Secular cycles are the long periods - as long as decades - that come to define each market era. Thes... 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When you are wron... BARRY RITHOLTZ In the investment business, you must expect to be wrong. BARRY RITHOLTZ If your investing approach requires that you become Nostradamus to succeed, then you are destined to... BARRY RITHOLTZ Most of the time, economic data is fairly benign. I don't wish to imply it is meaningless, but i... BARRY RITHOLTZ Whenever you hear a discussion about the short-term swings in any given stock's price, your imme... BARRY RITHOLTZ With Twitter, you can build your own virtual trading floor and research department, populated by the... BARRY RITHOLTZ Getting more and more of our news from the social network is having significant repercussions for ma... BARRY RITHOLTZ Markets are frequently ahead of, and often out of sync with, the economy. BARRY RITHOLTZ Narrative drives most of economics. Everything seems to be part of a story, and how that story is to... BARRY RITHOLTZ Asset managers have different approaches, and I don't wish to suggest there is only one way to r... BARRY RITHOLTZ Truth be told, most financial television bores me. Two or more people discussing the latest economic... BARRY RITHOLTZ If you have read me for any length of time, you know I am less than enthralled with much of what pas... BARRY RITHOLTZ A hedge fund manager whose clients demand monthly performance reports has different needs than any i... BARRY RITHOLTZ Much of the traditional thinking about cash is well intentioned but unrealistic. Should you have six... BARRY RITHOLTZ When you buy anything with lots of leverage, it does not require a whole lot to go wrong to lose it ... BARRY RITHOLTZ Salesmen always need something to sell. BARRY RITHOLTZ Most of Google's home technologies have failed to catch on in a major way. BARRY RITHOLTZ I have been a member of the Microsoft-bashing society for quite some time. BARRY RITHOLTZ Gains in corporate profits depend in large part on accelerating global economic growth. BARRY RITHOLTZ To know whether stocks are cheap or pricey, we typically look at price-to-earnings ratio. Valuation ... BARRY RITHOLTZ Content is king. When you are asking people to read you several times a day, you better have some fi... BARRY RITHOLTZ No one knows what the top-performing asset class will be next year. Lacking this prescience, your ne... BARRY RITHOLTZ The ability to select stocks, manage them over time and know when to sell them is incredibly difficu... BARRY RITHOLTZ There is a shortage of doctors, and the American Medical Association is aiming to keep it that way. BARRY RITHOLTZ In New York, the former lack of real competition allowed taxis to extract excessive charges, regardl... BARRY RITHOLTZ How are the cabs in your city? In Manhattan, where I work, they are rather awful. BARRY RITHOLTZ Good investors must learn to contextualize the daily background noise. BARRY RITHOLTZ Twitter has become a group conversation of that type that used to take place on trading floors. BARRY RITHOLTZ BARRY BARRY BARRY Sometimes, how you ingest this idea of masculinity as projected onto you by the world could be the d... BARRY JENKINS No one could understand the bond between me and my brother. I struggled to understand the forces tha... BARRY WHITE What is new is that environmentalism intensely illuminates the need to confront the corporate domain... BARRY COMMONER After all, despite the economic advantage to firms that employed child labor, it was in the social i... BARRY COMMONER I am about as detailed as a shadow. LYNDA BARRY Life is anything that dies when you stomp on it. DAVE BARRY I was a Presbyterian minister at a small church in Omaha, Nebraska. SAM BARRY Music was in the air when I was growing up. My siblings Katy, Dave and Phil were musical; my dad wor... SAM BARRY I picked up a harmonica and taught myself. SAM BARRY I don't really know much about pirates, or pirate culture. I'd be a contrarian pirate. TODD BARRY We are quite at ease in this no man's land of ignorance and doubt and dispute, absorbed in the a... BARRY UNSWORTH Get up, groan, write a bit, moan, eat breakfast, write some more, cycle my bike through the Sligo hi... KEVIN BARRY We operate under a jury system in this country, and as much as we complain about it, we have to admi... DAVE BARRY For me, the worst part of playing golf, by far, has always been hitting the ball. DAVE BARRY What may seem depressing or even tragic to one person may seem like an absolute scream to another pe... DAVE BARRY Eating rice cakes is like chewing on a foam coffee cup, only less filling. DAVE BARRY Snowboarding is an activity that is very popular with people who do not feel that regular skiing is ... DAVE BARRY If you had to identify, in one word, the reason why the human race has not achieved, and never will ... DAVE BARRY Although golf was originally restricted to wealthy, overweight Protestants, today it's open to a... DAVE BARRY The four building blocks of the universe are fire, water, gravel and vinyl. DAVE BARRY It is a scientific fact that your body will not absorb cholesterol if you take it from another perso... DAVE BARRY The Sixties are now considered a historical period, just like the Roman Empire. DAVE BARRY I remember my comic strips being called 'new wave.' It bugged me. LYNDA BARRY I got into film school. I went and didn't know anything about it. Over the course of two years, ... BARRY JENKINS I looked up to my father when I was 7 and 8. I believed it was my calling to be in the big leagues. ... BARRY ZITO I can count my friends on one hand. BARRY ZITO I think in the bullpen you can tell during your warmups, if you have a good feel for it. But anythin... BARRY ZITO Big league defense is going to get outs most times. BARRY ZITO The outfield is solid, so is the catching and the infield. BARRY ZITO It's not like I'm some kind of veteran and there is this huge age gap. I identify with them ... BARRY ZITO I'm OK being the veteran, but I'm still just a kid. BARRY ZITO I do look forward to keeping in touch with the guys, because we'll always be connected in people... BARRY ZITO I hadn't focused on mechanics since I signed professionally. BARRY ZITO I was this 5-7 pudgy kid in high school... I wasn't a popular kid. I was an outcast. BARRY ZITO I refuse to be molded into some stereotypical ballplayer that has no interests, really, no life, no ... BARRY ZITO Meyer and I have a bit in common because we're both left-handed. I think it's great that he ... BARRY ZITO I just write mechanical things. BARRY ZITO I feel I can hang out with any group of people and find common ground to talk with them. BARRY ZITO Regardless of what you want to call it, guys need some type of spirituality they can grab onto. If i... BARRY ZITO Everyone focuses on the earthly state, but how cool might death be? I believe in spiritual rebirth, ... BARRY ZITO Some people pray to a totem pole, some people pray to a sun, some people pray to a god. It all works... BARRY ZITO I view my pitching on how confident I was out there, period. And if I lose that confidence, I can be... BARRY ZITO When someone becomes successful or rich and famous, people perceive that person as being different. ... BARRY ZITO I don't totally believe that all of the politicians see a problem with the gap between the score... BARRY WILLIAMS Tiger the dog had a showdown with a fast moving flower truck in the middle of the street and lost. BARRY WILLIAMS One preacher turned me on, another turned me off. BARRY WHITE Most families had four, five brothers. But because it was just me and Darryl, we had to be twice as ... BARRY WHITE Elton John's opinion turned the label's opinion around, all in a day. BARRY WHITE The whole system of society tells you what to do. BARRY WHITE I've always loved War's Low Rider and Sly Stone's Thank You, and I just wanted to put my... BARRY WHITE People are always looking for me to be a freak, weird. BARRY WHITE I'm very happy with this new record. It's dealing with different aspects of love-it's me... BARRY WHITE I don't know if it's my music, my lyrics, my sound, and knowing the music business the way I... BARRY WHITE We forget that this music, music made by my brothers and sisters, is still a baby. It's just beg... BARRY WHITE The cops picked me up for attempted murder. I can still see the detectives, licking their chops. Tho... BARRY WHITE When I commit, I commit with my whole heart, my whole being. I know the Bible like the back of my ha... BARRY WHITE I kept my babies fed. I could have dumped them, but I didn't. I decided that whatever trip I was... BARRY WHITE As a boy, I believed freedom for America meant freedom for me. There was a time I believed every wor... BARRY WHITE I went to jail at 16 for stealing tires off Cadillacs. When I got out I said, Never again. BARRY WHITE There's people making babies to my music. That's nice. BARRY WHITE I'll come to you with gifts of knowledge, wisdom and truth. BARRY WHITE I quit high school on my birthday. It was my senior year and I didn't see the point. This was 19... BARRY WHITE I try to tell a story musically in a song. BARRY WHITE When I saw corruption, I was forced to find truth on my own. I couldn't swallow the hypocrisy. BARRY WHITE Mama tried to save us from the streets, but the streets were too strong. BARRY WHITE In most horror films, you don't really get to understand why this character is the way he is. BARRY WATSON I want to try and do as much as I can as an actor. So far I think I've done pretty well with bei... BARRY WATSON I did. I did see Bigfoot when I was a kid and I still believe it to this day. I saw a big furry man ... BARRY WATSON It was tough trying to figure out how to put on all the women's clothes. BARRY WATSON Helen Mirren is like the sexiest woman on the planet to me. She is. Just the way she goes about ever... BARRY WATSON I grew up in Dallas, with cowboys. I was the only guy in sixth grade with long hair and an earring. ... BARRY WATSON I think most people, even if they say they hate horror movies, there's that feeling you get insi... BARRY WATSON Of course there are times when I think, 'I'd be better out of this.' BARRY TOOK It was a joy to be a part of the team that created Round The Horne. I was involved with the show at ... BARRY TOOK There are people worse off than me. I've had a very long run. I'm fine really. I'm just ... BARRY TOOK It was like a heart transplant. We tried to implant college in him but his head rejected it. BARRY SWITZER I went to Brown University, but my mom said I couldn't be an artist because I would starve. BARRY STERNLICHT I see Baccarat in major gateway cities like Paris, Tokyo, Shanghai and Hong Kong and exotic resort l... BARRY STERNLICHT There's more single-family homes rented in the United States then there are apartments. BARRY STERNLICHT